Short-Term Disability Long-Term Disability Employee-paid short-term disability protects your The cost of this benefit is shared by ECS and employees with income during a short period of time due to illness, employees paying 10% and ECS paying 90%. maternity leave, or an accident not related to your job. Benefits begin 90 days after the date of the incident and will Benefits cover 60% of earnings up to $1,000 per week. cover 66.7% of earnings up to $7,500 per month Critical Illness Hospital Indemnity This insurance pays fixed cash benefits directly to This insurance pays benefits for a covered hospital stay you upon diagnosis of a covered critical illness after resulting from a covered injury or illness. Coverage the coverage effective date. These benefits can help continues after the first hospital stay so you have pay for out-of-pocket medical and non-medical additional protection for future hospital stays. expenses your medical insurance doesn’t cover. 24 Pay Periods 18 Pay Periods Employee Benefit: $10,000 or $20,000 Employee $9.85 $13.13 Rates vary by Employee Age Employee+Spouse $18.32 $24.43 Employee+Child(ren) $17.14 $22.85 Spouse Benefit:. $5,000 or $10,000 Family $25.61 $34.15 Children Benefit: $2,500 or $5,000