Health Savings ACCOUNT Watch This HSA Video to Learn More A Health Savings Account (HSA) is available to those enrolled in a High Deductible Health Plan. HSA funds can be used for a wide variety of qualified medical expenses, all tax-free. Any unused earnings rollover from year-to-year. The IRS maximum contribution for 2025 is $4,300 for individuals and $8,550 for families; there is a $1,000 catch-up for those aged 55 or older. Open Account Registration Code: ELKHARTSCHOOLSHSA