F I D E L I T Y S E C U R I T Y L I F E ® I N S U R A N C E C O M P A N Y 3130 Broadway Kansas City, Missouri 64111-2406 Phone 800-648-8624 A STOCK COMPANY (Herein Called “the Company”) AMENDMENT RIDER By attachment of this Rider, the third paragraph of the PREMIUMS section in the Policy is amended to add the following: 5. if a government action, including fees, taxes and assessments, or change in law or regulation materially affects the Company’s risk, premium may be adjusted and will be effective upon written notification from the Company at least 31 days before the date of change. This Rider takes effect on the effective date of the Policy to which it is attached. This Rider terminates concurrently with the Policy to which it is attached. It is subject to all the definitions, limitations, exclusions and conditions of the Policy except as stated. FIDELITY SECURITY LIFE INSURANCE COMPANY President Secretary R-03006