TABLE OF CONTENTS SECTION PAGE NUMBER SCHEDULE OF BENEFITS 1 GENERAL DEFINITIONS 3 ELIGIBILITY AND EFFECTIVE DATE PROVISIONS 6 COMMON EXCLUSIONS 7 CONVERSION PRIVILEGE 8 CLAIM PROVISIONS 10 ADMINISTRATIVE PROVISIONS 12 GENERAL PROVISIONS 13 ACCIDENTAL DEATH AND DISMEMBERMENT COVERAGE 14 EXPOSURE AND DISAPPEARANCE COVERAGE 15 COMMON CARRIER BENEFIT 15 SEATBELT AND AIRBAG BENEFIT 16 MODIFYING PROVISIONS AMENDMENT 17 GA-00-CE1000.00