Montana residents: Under the General Definitions section, the definition of Sickness is replaced with the following: Sickness A physical or mental illness including pregnancy New Hampshire residents: 1. Under the General Definitions section, the definition of Covered Accident does not include reference to an ''external'' event. 2. If applicable, the definition of Emergency Room Treatment is replaced with the following: Emergency Room Treatment Emergency medical services and care given in a Hospital as an out or inpatient, for a sudden, unexpected onset of a medical condition that manifests itself by symptoms of sufficient severity that in the absence of immediate medical attention could be expected to result in any of the following: 1. serious jeopardy to the covered Employee’s health; 2. serious impairment to bodily functions; or 3. serious dysfunction of any bodily organ or part. 3. The definition of Hospital is replaced with the following. Hospital An institution that meets all of the following: 1. it is operated pursuant to applicable law; 2. it is primarily and continuously engaged in providing medical care and treatment to sick and injured persons; 3. it is managed under the supervision of a staff of medical doctors; 4. it provides 24-hour nursing services by or under the supervision of a graduate registered nurse (R.N.); 5. it has medical, diagnostic and treatment facilities, with major surgical facilities on its premises, or available on a prearranged basis; 6. it charges for its services. Hospital shall include a Veteran’s Administration Hospital or Federal Government Hospital and the requirement that a patient must incur an expense as an Inpatient shall be waived. The term Hospital does not include a clinic, facility, or unit of a Hospital for: 1. rehabilitation, convalescent, custodial, educational or nursing care; 2. the aged, drug addicts or alcoholics; 3. a Veteran’s Administration Hospital or Federal Government Hospitals unless the Covered Person incurs an expense. 21