SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT SECTION12C-REPATRIATIONBENEFIT This Section applies to Basic Accidental Death Insurance. DEFINITIONS REASONABLEEXPENSESmeansusualandcustomaryfeesorchargesassessedinthemarketplacefortheservices performed. REPATRIATIONBENEFIT AULwillpayanAdditionalAccidentalDeathBenefitif You die either greater than 200 miles away from Your principal place of residence or are outside of the country at the time of Accidental Death. The following rules apply: 1) TheRepatriation Benefit equals the lesser of: a) Reasonable Expenses for transportation of Your body to a funeral home or mortuary near Your principal place of residence; b) $5,000; or c) 10%ofYourAD&DPrincipalSumshownintheScheduleofBenefits. 2) AULmustreceivesatisfactorywritten proof documenting the location of Your Accidental Death. Any Repatriation Benefit will be paid following receipt that reasonable transportation expenses were paid. 3) OnlyoneRepatriationBenefit will be paid to the beneficiary who has paid the cost for any covered expenses, regardless of any additional coverages for which You may be insured with AUL. 4) Acceptablewritten proof and documentation of the reasonable transportation expenses paid must be received by AULwithin12monthsofAccidentalDeath. In no event will the total of the Additional Accidental Death Benefits payable exceed 100% of Your AD&D Principal Sum. In addition to the above limitations, this benefit is subject to the further limitations and provisions of this Section 12. GC2510.15-2 SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT SECTION12C-REPATRIATIONBENEFIT

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