SECTION20-DEPENDENTINSURANCE SECTION20C-CHANGESININSURANCECOVERAGE CHANGESININSURANCECOVERAGE TheamountofcoverageforwhichaDependentiseligibleis shownin the Scheduleof Benefits. Achangeincoveragethatdoesnotincreasethe amount of coverage becomes effective the earlier of: 1) the date of any scheduled reduction; or 2) the date of AUL’s approval of the change. Prior to a change in coverage that increases the amount of coverage, the Dependent must not be confined in any medical facility, rehabilitation center, convalescent care facility, nursing home, or correctional facility and You must be Actively at Work and the required amount of premium must be paid. Achangeincoverageincreasingthe amount of coverage equal to or less than the Dependent’s Guaranteed Issue Amounttakeseffecton the date the Dependent becomes eligible for the change. Achangeincoverageincreasingthe amount of coverage above the Dependent’s Guaranteed Issue Amount is subject to: 1) satisfactory Evidence of Insurability, at no expense to AUL; and 2) uponAUL’swrittenapproval,takeseffect on the date of the request for change. If a Dependent is confined in any medical facility, rehabilitation center, convalescent care facility, nursing home, or correctional facility on the approved change date, any increase in the amount of coverage for that Dependent takes effect on the date of the Dependent’s final discharge from the medical facility, rehabilitation center, convalescent care facility, nursing home, or correctional facility and the resumption of the usual and customary duties or activities of an individual in good health and of the same age and sex. For the purposes of the policy, a Dependent will not cease to be confined if one confinement is followed by another confinement, within 72 hours, for the same or a related injury or Sickness. GC2510.24-1 SECTION20-DEPENDENTINSURANCE (Immediate) SECTION20C-CHANGESININSURANCE

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