SECTION20-DEPENDENTINSURANCE SECTION20A-ELIGIBILITY ELIGIBILITY All Dependents must be legally authorized to reside in the United States under applicable state and federal laws. Anindividual who is Your Dependent on the effective date of the policy becomes eligible for Dependent Insurance on the later of the following dates: 1) the effective date of the policy; 2) the date You become eligible for Personal Insurance; or 3) the effective date that Dependent coverage under Section 20, Dependent Insurance, is added to the policy. Anindividual who becomes Your Dependent after the effective date of the policy becomes eligible for Dependent Insurance on the later of the following dates: 1) the date You become eligible for Personal Insurance; 2) the date the individual becomes Your Dependent; or 3) the effective date that Dependent coverage under Section 20, Dependent Insurance, is added to the Group Policyholder’s coverage. You,asacondition of insuring Your Dependent(s), must make written election to AUL on a form approved by AUL and, for Contributory Insurance, must contribute the required amount of premium to AUL on a timely basis. GC2510.21 SECTION20-DEPENDENTINSURANCE SECTION20A-ELIGIBILITY

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