SECTION20-DEPENDENTINSURANCE SECTION20F-CONVERSIONPRIVILEGE Continued If death occurs during the conversion application period, AUL will pay the Dependent Life Amount available for conversion whether or not the application or the first premium payment has been made. After the 31-day period, no conversion application will be accepted unless it is proven that it was not possible for the Dependent to apply in a timely fashion. The individual life insurance conversion policy will not include Accidental Death benefits or any other benefits currently in force under the policy. PremiummustbepaidtoandreceivedbyAULforcoverageduringtheconversionapplicationperiod. IF DEATHOCCURSDURINGTHECONVERSIONAPPLICATIONPERIOD,INNOEVENTWILLBENEFITS BEPAYABLEUNDERBOTHTHEINDIVIDUALCONVERSIONPOLICYANDTHEPOLICY. See INDIVIDUALREINSTATEMENTS,Section11. GC2510.27/1 SECTION20-DEPENDENTINSURANCE SECTION20F-CONVERSIONPRIVILEGE

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