SECTION9-INDIVIDUALTERMINATIONS Personal Insurance terminates on the earliest of the following dates: 1) the date the policy is terminated; 2) the last day of the Coverage Month in which You request termination but not prior to the date of the request; 3) the last day of the Coverage Month for which any required premium payment was not received by AUL; 4) the last day of the Coverage Month during which You cease to be eligible, see Eligibility, Section 3 and Section 3A, if any; 5) the last day of the Coverage Month during which You become a Retiree, unless the Schedule of Benefits includes a specific classification for Retirees; 6) the last day of the Coverage Month during which You enter active military service for any country except for temporary duty of 30 days or less; 7) the last day of the Coverage Month during which You cease Active Work, except for an event listed in the policy in Continuation of Insurance, Section 7; or 8) the date of an adverse benefit determination under the Waiver of Premium provisions, if applicable. Accidental Death and Dismemberment coverage terminates when Personal Insurance terminates. Accidental Death and Dismembermentcoveragealso terminates on the earliest of the following dates: 1) the date of an adverse or positive benefit determination under the Waiver of Premium Benefit provisions; 2) the last day of the Coverage Month during which You become a Retiree, unless the Schedule of Benefits includes a specific classification for Retirees that includes AD&D Principal Sum Amounts; 3) the date Your Life Amount reduces to zero; or 4) the end of the Elimination Period. GC2510.11 SECTION9-INDIVIDUALTERMINATIONS (EOM/ALB) (AD&D:Included)

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