SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT SECTION12E-CHILDCAREBENEFIT This Section applies to Basic Accidental Death Insurance. DEFINITIONS CHILDCAREEXPENSESmeananyreasonableandcustomaryweeklyormonthlychild-carefeesassessedbya Child Care Facility. CHILDCAREFACILITYmeansaproperlystate-licensedchild-carecenternotownedoroperatedbyamemberof the Child’s Family. ELIGIBLECHILD(REN)meansYourChild(ren)underage13. FAMILYmeansanyparent,step-parent,grandparent,brother, sister, uncle or aunt. CHILDCAREBENEFIT AULwillpayanAdditionalAccidentalDeathBenefitsubjectto the following rules: 1) TheChildCareBenefitappliesto each Eligible Child enrolled in a Child Care Facility on the date of Your Accidental Death or subsequently enrolls in a Child Care Facility within 12 months of Your Accidental Death. 2) OnlyChildCareExpensesincurredandpaidafterYourAccidentalDeathwillbe paid. 3) Nomorethan$4,000willbepaidforeachEligibleChildpercalendaryearfor Child Careexpenses.The cumulative benefit payments for all Eligible Children will not exceed the lesser of: a) $20,000, or b) 10%ofYourAD&DPrincipalSumshownintheScheduleofBenefits. 4) TheChildCareBenefitwillbepaidonceperyearatthecompletionof the calendaryear to the earlier of the following: a) the date the Child no longer satisfies eligibility requirements; b) the date the Child attains age 13; or c) 5 consecutive years after the date of Your Accidental Death. 5) If there is no Eligible Child, no Child Care Benefit will be paid. 6) Following AUL’sreceipt of documentation showing proof of paying Child Care Expenses, the Child Care Benefit will be paid to any named beneficiary who paid Child Care Expenses, and in proportion to the amount of Child Care Expenses paid by each named beneficiary. 7) NoChildCareBenefitwillbepaidbeyondthedatethepolicyterminates.If the policy terminates within 60 days of the end of the calendar year, a final Child Care Benefit will be paid when eligible. In no event will the total of all Additional Accidental Death Benefits payable exceed 100% of Your AD&D Principal Sum. In addition to the above limitations, this benefit is subject to the further limitations and provisions of this Section 12. GC2510.15-4 SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT SECTION12E-CHILDCAREBENEFIT