SECTION20-DEPENDENTINSURANCE SECTION20E-INDIVIDUALTERMINATIONS INDIVIDUALTERMINATIONS ADependent’sinsuranceterminates on the earliest of the following dates: 1) the date the policy or this Section is terminated; 2) the last day of the Coverage Month in which You request termination, but not prior to the date AUL receives the request; 3) the last day of the Coverage Month for which any required premium payment was not received by AUL; 4) the last day of the Coverage Month during which the Dependent ceases to be eligible; 5) the date Personal Insurance terminates; 6) the last day of the Coverage Month after You have not been Actively at Work for 9 months due to Sickness or injury or 7) the date of an adverse or positive benefit determination under the Waiver of Premium provision. GC2510.26 SECTION20-DEPENDENTINSURANCE (NoADD/NoALB) SECTION20E-INDIVIDUALTERMINATIONS (WPD/NoRET)

Group Term Life Insurance Certificate - Page 42 Group Term Life Insurance Certificate Page 41 Page 43