SECTION1-SCHEDULEOFBENEFITS BASICINSURANCE CLASS004 GUARANTEEDISSUEAMOUNT:$350,000.AnyamountofcoverageforwhichYourequestgreaterthanthe Guaranteed Issue Amount will only be available following written approval by AUL. Approval will be based on Evidence of Insurability and information satisfactory to AUL. If coverage for amounts greater than the Guaranteed Issue Amount is approved, coverage will begin on the date identified in writing by AUL. See Section 4, Individual Effective Date. INDIVIDUALEFFECTIVEDATE:FirstoftheMonth.SeeSection4. INDIVIDUALREINSTATEMENTS:FirstoftheMonth.SeeSection11. INDIVIDUALTERMINATIONS:EndoftheMonth.SeeSection9. TERMINATIONS:Uponattainmentofage65,theLifeInsurancewillterminate.Terminationsaregovernedby the Individual Terminations Section. See Section 9. TOTALDISABILITY:ThedefinitionforTotalDisabilityandTotallyDisabledincludedin this certificateis the standard any occupation definition. See Section 2. WAITINGPERIODforPresentEmployeeshiredbeforethepolicyeffectivedate:Firstof the Month following 0 days. See Eligibility Section 3. WAITINGPERIODforNewEmployeeshiredonorafterthepolicyeffectivedate:FirstoftheMonthfollowing0 days. See Eligibility Section 3. WAIVEROFPREMIUMFORTOTALDISABILITY:Thisbenefitisnotincludedinthiscertificate. GC2510.2 SECTION1-SCHEDULEOFBENEFITS