SECTION2-DEFINITIONS Continued EMPLOYEEmeansanyindividualwhoisafull-time,permanentEmployee(includingowner,member,partner,or shareholder) of the Group Policyholder: 1) whoislegally authorized to work and reside in the United States under applicable state and federal laws; and 2) whoseemploymentwiththeGroupPolicyholderconstituteshis principal occupation; and 3) whoregularlyworksatthat occupation at the Group Policyholder’s regular place of business a minimum of 30 hours or more per week; and 4) whoisnottemporarilyor seasonally employed by the Group Policyholder; and 5) whoisanemployee,participant, person, or any member of any employee organization, who is or may become eligible to receive a benefit of any type from the Policyholder’s employee welfare benefit plan; and 6) whoisnotanindependentcontractor. EMPLOYERseeGROUPPOLICYHOLDER.AnyreferencestoEmployerusedinthepolicyshallincludeInsured Units. EVIDENCEOFINSURABILITYmeansasignedstatementofproofacceptabletoAULofanEmployee’sor Dependent’s medical history provided at no expense to AUL, and, if requested by AUL, medical records, tests, and/or examinations at no expense to AUL. Satisfactory Evidence of Insurability must include information and documentation which can be used by AUL to determine if the individual is an acceptable underwriting risk and can be approved for coverage under AUL’s guidelines. GRANDFATHEREDRETIREE,seeEligibility,Section3A,ifincludedinthepolicy. GUARANTEEDISSUEAMOUNTmeanstheamountofcoveragethatdoesnotrequireEvidenceofInsurability. This amount is selected by the Group Policyholder on the Application and later approved in writing by AUL. GROUPPOLICYHOLDERmeanstheentitywhichappliedforandwasapprovedbyAULforcoverage.Any references to Group Policyholder used in the policy shall include Insured Units. MENTALILLNESSmeansapsychiatricorpsychologicalconditionclassifiedin the most recent version of the Diagnostic and Statistical Manual of Mental Health Disorders (DSM), published by the American Psychiatric Association as of the date of Total Disability and has been diagnosed by a Physician. Such disorders include, but are not limited to, psychotic, emotional, behavioral disorders, or disorders related to stress or to substance abuse or dependency. If the DSM is discontinued or replaced, Mental Illness will be determined based on the diagnostic manual then published by the American Psychiatric Association on the date of Total Disability. NON-CONTRIBUTORYINSURANCEmeansinsuranceforwhichYoupaynoportionofthepremium. GC2510.3/2A SECTION2-DEFINITIONS (Probationary Elig Not Inc)
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