SECTION20-DEPENDENTINSURANCE SECTION20H-DEPENDENTSPOUSEACCELERATEDLIFEBENEFIT This Section applies to Basic Life Insurance. DEPENDENTSPOUSEACCELERATEDLIFEBENEFIT DEFINITION TERMINALCONDITIONmeansaninjuryorSicknessthat,despiteappropriatemedicalcare,isconclusively established to AUL will result in the Dependent Spouse’s death and/or Domestic Partner’s death (thereafter, within this Dependent Spouse Accelerated Life Benefit Section, references to Spouse includes Domestic Partner) within 12 months from the date of claim. AUL may require that the Dependent Spouse be examined at AUL’s expense by AUL’schoiceofPhysician. DEPENDENTSPOUSEACCELERATEDLIFEBENEFIT If a Dependent spouse, under age 60, is Permanently and Totally Disabled and is diagnosed with a Terminal Condition and is eligible for benefits under this Section, You may apply for payment of the Dependent Spouse Accelerated Life Benefit. The amount of Dependent Spouse Accelerated Life Benefit available is shown in the Schedule of Benefits. Benefits will be paid in one lump sum to You. CONDITIONS Tobeeligible to apply for the Dependent Spouse Accelerated Life Benefit: 1) YoumusthaveDependentInsurancethatincludesthis DependentSpouseAcceleratedLife Benefit provision; 2) the Dependent spouse must be diagnosed by a Physician with a Terminal Condition while eligible for benefits under this Section; and must be less than age 60; 3) ADependentwhoissubjecttolawsofacommunitypropertystate,obtainsthespouse’swrittenconsentfor paymentto YouoftheDependentSpouseAcceleratedLifeBenefit;and 4) YoucanreceiveaDependentSpouseAcceleratedLifeBenefitonly once. PROOFREQUIREDFORTHEDEPENDENTSPOUSEACCELERATEDBENEFIT Proof is a completed claim form and other information AUL requires in order to determine whether benefits are owed under this Section. AUL may require that the Dependent spouse be examined by a Physician selected by AUL and at AUL’sexpense. LIMITATIONS ADependentSpouseAcceleratedLifeBenefitwill not be paid if: 1) the Dependent spouse’s coverage terminates; or 2) the policy or provision terminates. NOTE:TheDependent’sAccidentalDeathandDismembermentInsurance,ifany,terminatedupon approvalof the WaiverofPremiumbenefit. GC2510.30 SECTION20-DEPENDENTINSURANCE SECTION20H-DEPENDENTSPOUSEACCELERATEDLIFEBENEFIT