Claim examples Meet Herman During flu season, Herman falls seriously ill with pneumonia and spends five days in the ICU. Fortunately, Herman has Symetra Hospital Indemnity Insurance, which he enrolled in at work. It pays an initial day confinement benefit (admission benefit), followed by a per-day benefit starting on day two. Meet Anita and William Anita gives birth to William, and they both spend three days in the hospital. Fortunately, both Anita and William receive a benefit from their Symetra Hospital Indemnity Insurance plan, since William is automatically covered for his first 31 days after birth. 1 These examples are for illustrative purposes only and are meant to provide a general overview of how coverage works. Any resemblance to actual persons is purely coincidental. Please refer to your complete set of enrollment materials or contact your benefits representative for benefit amounts, costs and complete details of the coverage. Herman’s hospital stay Initial day confinement (admission) benefit Benefits paid $ 1,0 00 (first day only) Per-day ICU stay, days 2+ $ 2 00 per day 5-day total $ 1,8 00 Anita’s hospital stay Initial day confinement (admission) benefit Benefits paid $ 1,0 00 (first day only) Per-day hospital stay, days 2+ $ 1 00 per day 3-day total $ 1,2 00 William’s hospital stay Initial day confinement (admission) benefit Benefits paid $ 1,0 00 (first day only) Per-day hospital stay, days 2+ $ 1 00 per day 3-day total $ 1,2 00 Herman can use these benefits to cover anything he needs, such as out-of-pocket medical expenses, childcare and transportation. Anita can use these benefits to cover anything she needs, such as out-of-pocket medical expenses, childcare and transportation. Continued > Hospital Indemnity Insurance 3