Legal Services, Critical Illness & Accident Insurance Legal Services Money Matters Home and Real Estate Vehicle and Driving 2 • Identity theft • Sale, purchase, or refinancing • Defense of traffic tickets • Negotiating with creditors of a primary or vacation home • License suspension due to DUI • Tax audit representation • Property tax assessment • Repossession • Financial planning workshops1 • Foreclosure Estate Planning Documents Civil Lawsuits Family and Personal • Simple or complex wills • Civil litigation defense • Adoption • Living wills • Small claims assistance • Prenuptial agreement • Revocable or irrevocable trusts • Pet liabilities • Personal property issues Elder Care Issues3 Additional Services • Medicare • Law Firm E-Panel® • Nursing home agreements • Self-help documents • Powers of attorney Critical Illness Insurance Accident Insurance Heart attack, Stroke, Major Accidental death, loss of Covered Conditions Organ Failure, Cancer, Covered Conditions limb, dislocations, Paralysis, Coma fractures, burns Benefit amounts range Benefit amounts range Employee Benefit Amounts from $10,000 to $40,000 in Employee Benefit Amounts from $100- $100,000 $10,000 increments depending on the accident Same as employee; cannot Benefit amounts range Spouse Benefit Amounts exceed 100% of the Spouse Benefit Amounts from $100- $100,000 employee amount. depending on the accident $5,000 to $20,000 in Benefit amounts range Child Benefit Amount increments of $5,000; Child Benefit Amount from $100- $50,000 cannot exceed 50% of depending on the accident employee amount Page 13 | Inotiv | Plan Year 2025 This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.