7 We, Us and Our means Madison National Life Insurance Company, Inc. GTL-C600-0608M-IN-(0409) II. ELIGIBILITY FOR INSURANCE A. Employee Life Insurance Eligibility. 1. Employee Basic Life Insurance. To be eligible for Employee Basic Life Insurance under the Group Policy, You must satisfy the following requirements: a) You must be an Eligible Employee. (1) Employee means an individual who works for the Employer as a member of an Eligible Class and who is reported on the Employer’s records for Social Security and tax withholding purposes. b) You must be a citizen or legal resident of the United States of America or one of its territories. c) You must be Actively at Work and capable of sustained Active Work. (1) Active Work and Actively at Work mean working at Your Employer’s usual place of business, and satisfying the Minimum Hourly Work Requirement. Actively at Work will include regularly scheduled days off, holidays, or vacation days, so long as You are capable of sustained Active Work on those days. (2) Minimum Hourly Work Requirement means the work hours over a specified time period that are required of You by Your Employer in order to be eligible for coverage. Your Minimum Hourly Work Requirement is specified in the “Schedule of Benefits”. (3) The Active Work requirement is waived during the time You are approved for benefits under the “Waiver of Premium Benefit” section. d) You must have satisfied Your Waiting Period for Insurance Coverage. (1) Waiting Period means the period of time that You must be Actively at Work as an Employee for Your coverage to become effective. Your Waiting Period is specified in the “Schedule of Benefits”. e) You cannot be a member of more than one Eligible Class. f) You cannot be a temporary or seasonal Eligible Employee, full-time member of the armed forces of any country, leased Eligible Employee, or independent contractor. 2. Employee Supplemental Life Insurance. To be eligible for Employee Supplemental Life Insurance under the Group Policy, an applicant must be an Eligible Employee and satisfy the additional eligibility requirements, if any, as listed herein. GTL-C800-0608-IN-(0409) III. BECOMING INSURED A. To become an Insured Person under the Group Policy, an applicant must meet the following requirements as each may apply: 1. If Evidence of Insurability is required, the applicant must provide such Evidence of Insurability and be approved for coverage by Us. The “Schedule of Benefits” specifies when Evidence of Insurability is required. 2. If the insurance is Contributory insurance, the applicant must apply in writing and remit the required premiums. B. Effective Dates 1. Employee’s Initial Enrollment a. Noncontributory insurance not subject to Evidence of Insurability or which is subject to Evidence of Insurability and has been approved by Us, becomes effective on the date You become an Eligible
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