TERMINATION OF DISABILITY BENEFITS Benefits will end on the earliest of the following dates: 1. the date you earn from any occupation, more than the percentage of Indexed Earnings set forth in the definition of Disability applicable to you at that time; 2. the date we determine you are not Disabled; 3. the end of the Maximum Benefit Period; 4. the date you die; 5. the date you refuse, without Good Cause, to fully cooperate in all required phases of the Rehabilitation Plan and assessment; 6. the date you are no longer receiving Appropriate Care; 7. the date you fail to cooperate with us in the administration of the claim. Such cooperation includes, but is not limited to, providing any information or documents needed to determine whether benefits are payable or the actual benefit amount due. Benefits may be resumed if you begin to cooperate fully in the Rehabilitation Plan within 30 days of the date benefits terminated. TL-007502.00 WHAT IS NOT COVERED We will not pay any Disability Benefits for a Disability that results, directly or indirectly, from: 1. suicide, attempted suicide, or self-inflicted injury while sane or insane. 2. war or any act of war, whether or not declared. 3. active participation in a riot. 4. commission of a felony. 5. the revocation, restriction or non-renewal of your license, permit or certification necessary to perform the duties of your occupation unless due solely to Injury or Sickness otherwise covered by the Policy. In addition, we will not pay Disability Benefits for any period of Disability during which you are incarcerated in a penal or corrections institution. TL-007503.00 11

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