18 9. Any amount you receive or are eligible to receive from or on behalf of a third party because of your Disability, whether by judgment, settlement or other method. If you notify us before filing suit or settling your claim against such third party, the amount used as Deductible Income will be reduced by a pro rata share of your costs of recovery, including reasonable attorney fees; 10. Any amount you receive by compromise, settlement, or other method as a result of a claim for any of the above, whether disputed or undisputed; 11. Any amount you receive under any “no fault” motor vehicle plan 12. Any amount you receive or are eligible to receive because of your Disability under any group insurance coverage. F. Deductible Income does not include the following: 1. Any statutory and automatic cost of living increases in the amounts of benefits payable under Social Security that occur after LTD Benefit payments begin; 2. Reimbursement for hospital, medical or surgical expense; 3. Reasonable attorneys’ fees incurred in connection with a claim for Deductible Income; 4. Benefits from any individual disability insurance policy; 5. Early retirement benefits under the Federal Social Security Act which are not received; 6. Group credit or mortgage disability insurance benefits; 7. Accelerated benefits paid under a life insurance policy; 8. Under your Employer’s retirement plan, any amount you could have received upon termination of employment without being disabled or retired; 9. Benefits from the following: a) Profit sharing plan; b) Thrift or savings plan; c) Plan under IRC Section 401(k), 408(k), or 457; d) Individual Retirement Account (IRA); e) Tax Sheltered Annuity (TSA) under IRC Section 403(b); f) Stock ownership plan; g) Keogh (HR-10) plan; h) Retirement plan under a professional service corporation with respect to principals. GLDI-C1900-(12/06)