GC 3100.6/1A SECTION 2 - DEFINITIONS 2005 (Part Dis) SECTION 2 - DEFINITIONS The following items are NOT considered Other Income Benefits and will not be deducted from the Gross Monthly Benefit payable to a Person: 1) profit sharing plans; 2) thrift or savings plans; 3) Individual Retirement Accounts (IRA) or Roth IRAs, funded wholly by a Person’s contributions; 4) Tax Sheltered Annuities (TSA); 5) Stock Ownership Plans (ESOP); 6) nonqualified deferred compensation plans; 7) Keogh, 401(k) or 403(b) plans; 8) Veteran Administration Benefits except those benefits that are a result of the same Disability for which a Monthly Benefit is payable under the Group Policy; 9) credit disability insurance; 10) pension plans for partners; 11) individual disability policy paid for by the Person that is not sponsored by the Participating Unit; and 12) retirement plans from other employers. PARTIAL DISABILITY and PARTIALLY DISABLED means that because of Injury or Sickness: 1) a Person cannot perform the Material and Substantial Duties of his Regular Occupation on a full-time basis, but: a) is performing at least one of the Material and Substantial Duties of his Regular Occupation, or another occupation, on a part or full-time basis; b) his Current Monthly Income is less than 80% of his Indexed Pre-Disability Earnings due to the same Injury or Sickness that caused his Disability; and c) he is under the Regular Attendance of a Physician for that Injury and Sickness. 2) after Disability benefits have been paid under the Group Policy for a period of two (2) years, or the period stated in the Schedule of Benefits, due to the same Injury or Sickness: a) a Person cannot perform the duties of any Gainful Occupation for which he is reasonably fitted by training, education or experience; and b) he is under the Regular Attendance of a Physician for that Injury or Sickness. If a Person’s Regular Occupation requires a license, loss of this license for any reason does not in itself constitute Partial Disability.