GC 3100.19C SECTION 8 - INSURING PROVISIONS 2005 (Residual/TD/PD) (Family/BME) SECTION 8 - INSURING PROVISIONS MONTHLY BENEFIT PAYMENTS: AUL will pay Disability benefits, according to the Group Policy, if a Person becomes Disabled while insured under the Group Policy. When AUL receives proof that a Person is Disabled due to Sickness or Injury and requires the Regular Attendance of a legally qualified Physician, AUL will pay the Person a Monthly Benefit after he satisfies the Elimination Period. The Elimination Period must be satisfied by Total Disability, Partial Disability or a combination of both. The Monthly Benefit will be paid as long as Disability continues provided that proof of continued Disability is submitted to AUL upon request and the Person is under the Regular Attendance and care of a Physician. The proof must be submitted at the Person's expense. The Monthly Benefit will not exceed the Person's Maximum Monthly Benefit, nor will it be payable for longer than the Maximum Benefit Duration. The Maximum Monthly Benefit and the Maximum Benefit Duration are shown on the Schedule of Benefits. Monthly Benefits will not be paid during any period that a Person is incarcerated in a penal or correctional institution. PRORATING OF MONTHLY BENEFIT: The Monthly Benefit will be paid on a pro-rata basis at the rate of 1/30 per day for any period of Disability less than one month. REDUCTIONS TO THE MONTHLY BENEFIT: The method by which the Monthly Benefit will be reduced by Other Income Benefits is determined by the integration method shown on the Schedule of Benefits. MONTHLY BENEFIT: To figure the amount of the Total Disability Benefit take the Person's Basic Monthly Earnings multiplied by the Benefit Percentage shown on the Schedule of Benefits reduced by Other Income Benefits.