GC 3100.5/1 SECTION 2 - DEFINITIONS 2005 (Reg Occ/Any Occ) SECTION 2 - DEFINITIONS MAXIMUM CAPACITY means, based on the Person’s restrictions and limitations: 1) during the first two (2) years of receiving Monthly Benefit payments, the greatest extent of work the Person is able to do in his Regular Occupation; and 2) beyond two (2) years of receiving Monthly Benefit payments, the greatest extent of work the Person is able to do in any occupation for which he is reasonably fitted by education, training or experience. MAXIMUM MONTHLY BENEFIT means the maximum benefit amount payable to a Person on a monthly basis as elected by the Participating Unit and shown on the Schedule of Benefits. MENTAL ILLNESS means a psychiatric or psychological condition classified in the Diagnostic and Statistical Manual of Mental Health Disorders (DSM), published by the American Psychiatric Association, most current as of the start of a Disability. Such disorders include, but are not limited to, psychotic, emotional or behavioral disorders, or disorders related to stress or to substance abuse or dependency. If the DSM is discontinued or replaced, these disorders will be those classified in the diagnostic manual then used by the American Psychiatric Association as of the start of a Disability. MONTHLY BENEFIT means the amount payable monthly by AUL to a Disabled Person. It is the Gross Monthly Benefit reduced by Other Income Benefits. NON-CONTRIBUTORY INSURANCE means insurance for which a Person pays none of the premium.