GC 3100.9D SECTION 2 - DEFINITIONS 2018 (Reg Occ/Any Occ/No ADL) SECTION 2 - DEFINITIONS TOTAL DISABILITY and TOTALLY DISABLED mean that because of Injury or Sickness a Person is: 1) under the Regular Attendance of a Physician for that Injury or Sickness; 2) is not working in any occupation; and 3) cannot perform the Material and Substantial Duties of his Regular Occupation; and 4) after benefits have been paid for two (2) years, a Person cannot perform the duties of any Gainful Occupation that he is reasonably fitted for by training, education or experience. If the Person is employed as a pilot, co-pilot, or crew of an aircraft, Total Disability and Totally Disabled mean that because of Injury or Sickness, a Person cannot perform the duties of any Gainful Occupation for which he is reasonably fitted by training, education or experience. If a Person's Regular Occupation requires a license, loss of this license for any reason does not in itself constitute Total Disability. TREATMENT FREE means the Person has not received medical treatment, consultation, care or services including diagnostic measures, and the Person has not taken or been prescribed drugs or medicines for the Pre-existing Condition. WAITING PERIOD means the period of days, starting on the Date Of Hire, that an Employee must be continuously Actively at Work while in an eligible class. Initial Employees will be given credit for time served under the Participating Unit’s prior carrier if the Group Policy replaced the same type of coverage an Employee had with the prior carrier. The Waiting Period is stated in the Schedule of Benefits.