How long do benefit payments last? Long Term Disability Income benefits are available until you recover from your disability, or until you reach the maximum period of payment listed below. If you are disabled before you reach age 60 , the maximum period of payment will be until SSNRA, as shown in the following table: Year of birth Social Security retirement age (SSNRA)* Before 1938 65 years 1938 65 years and 2 months 1939 65 years and 4 months 1940 65 years and 6 months 1941 65 years and 8 months 1942 65 years and 10 months 1943-1954 66 years 1955 66 years and 2 months 1956 66 years and 4 months 1957 66 years and 6 months 1958 66 years and 8 months 1959 66 years and 10 months After 1959 67 years If you are disabled on or after you reach age 60 , the maximum period of payment will be determined according to the following table: Age when disability begins Maximum period of payment 60 60 months or to SSNRA*, whichever is greater 61 48 months or to SSNRA*, whichever is greater 62 42 months or to SSNRA*, whichever is greater 63 36 months or to SSNRA*, whichever is greater 64 30 months or to SSNRA*, whichever is greater 65 24 months 66 21 months 67 18 months 68 15 months 69 and over 12 months *Age at which you are entitled to unreduced Social Security benefits based on the Social Security Amendments of 1983.
LTD: Class 1 Page 1 Page 3