Critical Care Insurance Aflac critical illness coverage offers money to help you focus on recovery in the event of serious illness. Benefit features include coverage for the employee, their spouse and their children and the ability to customize the benefit volume. Employees and spouses are covered for $20,000 and their children for $5,000-$10,000. Accident Insurance Aflac accident insurance helps pay for unexpected expenses due to accidents that occur every day—From the soccer field to the ski slopes and the highway in between. This insurance provides benefits due to covered accidents for initial care, injuries and follow-up care. Group Disability Aflac group disability plan can help protect your income by offering disability benefit to help you make ends meet when you are out of work. The Aflac plan was created with you in mind and includes: off the job only coverage and benefits that help you main your standard of living. Critical Care, Accident, Group Disability, and Hospital Indemnity are voluntary benefits available to all employees working at least 180 days Hospital Indemnity Aflac hospital indemnity provides financial assistance to enhance your current coverage. It may help to address out of pocket expenses major medical insurance was never intended to cover. Like transportation and meals for family members, help with childcare, or time away from work, for instance.