PARTICIPANTFEEDISCLOSURE PARTICIPANTDISCLOSURECOMPARATIVECHART TheComparative Chart is divided into two sections: • PART I consists of performance information for plan investment options • PART II details the fees and expenses you'll pay for investing in a particular option PARTI-PERFORMANCEINFORMATION VARIABLERETURNINVESTMENTPERFORMANCE ASOF:10/31/2024 Thetable shows how these options have performed over time and allows you to compare them with an appropriate benchmark for the same time periods. A benchmark is an unmanaged group of securities whose performance is used as a standard to measure investment performance. Some well- knownbenchmarksaretheDowJonesIndustrial Average and the S&P 500 Index. Theresults shown represent past performance and do not represent expected future performance or experience. Past performance does not guarantee future results. Investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the data quoted. Toobtain performance data for the most recent month-end, please call 1-877-677-3678 or visit www.nrsforu.com. AverageAnnualReturn(%) FundName/ YTD 1 YR 3 YR 5 YR 10 YR Since Inception Collective Investment Fund Name Inception Date Asset Allocation American Funds 2055 Target Date 14.46% 31.21% 4.03% 10.77% 9.49% 10.61% 02/01/2010 Retirement Fund - Class R6 American Funds 2010 Target Date 8.38% 18.22% 2.87% 5.62% 5.29% 5.17% 02/01/2007 Retirement Fund - Class R6 American Funds 2015 Target Date 8.64% 19.04% 2.82% 5.96% 5.61% 5.47% 02/01/2007 Retirement Fund - Class R6 American Funds 2020 Target Date 9.13% 20.26% 2.95% 6.36% 6.05% 5.77% 02/01/2007 Retirement Fund - Class R6 American Funds 2025 Target Date 9.35% 20.98% 2.70% 7.09% 6.71% 6.40% 02/01/2007 Retirement Fund - Class R6 American Funds 2030 Target Date 10.48% 23.47% 3.10% 8.11% 7.63% 7.08% 02/01/2007 Retirement Fund - Class R6 American Funds 2035 Target Date 12.12% 26.44% 3.57% 9.56% 8.69% 7.67% 02/01/2007 Retirement Fund - Class R6 American Funds 2040 Target Date 13.83% 29.52% 4.22% 10.55% 9.29% 8.04% 02/01/2007 Retirement Fund - Class R6 American Funds 2045 Target Date 14.21% 30.43% 4.28% 10.77% 9.47% 8.14% 02/01/2007 Retirement Fund - Class R6 American Funds 2050 Target Date 14.35% 30.86% 4.13% 10.82% 9.52% 8.17% 02/01/2007 Retirement Fund - Class R6 Page 4 of 11