Employee-Paid Benefits Short-Term Disability Accident Up to $3,400 cash benefits that correspond with hospital and intensive care confinement. Your plan may also include coverage for a variety of occurrences, such as dismemberment; dislocation or fracture; ambulance services; physical therapy and more. Critical Illness Employee & Spouse Benefit: $5,000 to $30,000 (Spouse cannot exceed employee coverage amount). Child(ren) Benefit: 50% of employee benefit. Employee Benefit: Increments of $1,000 up to $500,000. Guarantee issue of $300,000. Spouse Benefit: Increments of $5,000 up to $250,000. (Cannot exceed 50% of employee amount) Guarantee issue of $25,000. Child(ren) Benefit: Up to $2,500 up to $10,000. Guarantee issue is $10,000. (Children age 14 days to 23 years, 26 if full-time student) Voluntary Life & AD&D Hospital Indemnity Hospital indemnity coverage pays you cash benefits that correspond with hospital admission, confinement and intensive care confinement. Employee-paid short-term disability protects your income during a short period of time due to illness, maternity leave, or an accident not related to your job. Benefits begin on the 7th day after the date of the incident and will cover 66 2/3% of your weekly earnings up to $1,750.