ICC18 LC14GP-2 4 D12995 (03/26) SUPPLEMENTAL LIFE INSURANCE Supplemental life insurance is Contributory by Employees. Eligible Class(es) Amount All Eligible Employees Choice of $10,000 to $500,000 in $10,000 increments MAXIMUM AMOUNT OF SUPPLEMENTAL LIFE INSURANCE $500,000 BENEFIT REDUCTIONS Basic life insurance Your insurance amount will decrease as follows: • To 67% of the original amount on your 70th birthday. • To 45% of the original amount on your 75th birthday. Supplemental life insurance Your insurance amount will decrease as follows: • To 45% of the original amount on your 70th birthday. • To 30% of the original amount on your 75th birthday. • To 20% of the original amount on your 80th birthday. • To 15% of the original amount on your 85th birthday. • To 10% of the original amount on your 90th birthday. Reduced insurance amounts are not rounded. Retiree coverage does not reduce.

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