Basic Life + AD&D Coverage The employer-paid group life and accident, death, and dismember policy is available to all full-time employees. In the event of death, loss of (or loss of use of) a body part or function, speech, eyesight, or hearing, your beneficiaries will receive $15,000. Benefits reduce at age 65 to 65% of the original amount. Short-Term Disability The employee-paid short-term disability plan protects your income during a short period of time due to illness or an accident not related to your job. Benefits begin on the 15th day after an illness/accident. The policy will pay 60% of your salary (to a maximum of $1,250/week) for 11 weeks. Partial Disability benefits are available if you are unable to work full time during your disability but are attempting to return to work on a part-time basis. Long-Term Disability The employee-paid long-term disability plan protects your income during a longer period of time due to illness or an accident not related to your job. Benefits begin on the 91st day after an illness/accident. The policy will pay 60% of your salary (to a maximum of $5,000/week) for 5 years. Partial Disability benefits are available if you are unable to work full time during your disability but are attempting to return to work on a part-time basis. Voluntary Life Insurance The employee-paid voluntary life plan can be purchased to supplement your employer-provided coverage. Employees pay 100% of the premiums for Voluntary Benefits. If enrolling for the first time or increasing your amount, an Evidence of Insurability Form is required for approval. View Coverage Table