Each material benefit is paid out once per calendar year, except for Frames, which are paid out once every two years. Note: VSP does not issue ID cards. Just inform your provider that you have VSP, and they will file your claim accordingly. Exam $20 copay $45 allowance Glasses Lenses (Single / Bifocal/ Trifocal / Lenticular) $20 copay $30 - $100 allowance Glasses Frames $130 retail frame allowance + 20% off remaining balance $70 allowance Contact Lenses (Medically Necessary / Elective) Covered in Full / $130 allowance $210 allowance / $105 allowance In-Network Out-of-Network