Health Savings ACCOUNT A Health Savings Account (HSA) is available to those enrolled in a High Deductible Health Plan. HSA funds can be used for a wide variety of qualified medical expenses all tax-free. Any unused earnings rollover from year-to-year. The 2025 annual max contribution is $4,300 for an individual and $8,550 for families. The IRS allows those aged 55+ to contribute an additional ‘catch-up’ amount of $1000. Watch This HSA Video to Learn More