• A Dependent Child until the Child reaches his or her 26th birthday. The term “Child” includes the following Dependents: ➢ A natural biological Child; ➢ A stepchild; ➢ A legally adopted Child or a Child legally Placed for Adoption as granted by action of a federal, state, or local governmental agency responsible for adoption administration or a court of law if the Child has not attained age 26 as of the date of such placement; ➢ A Child under Your (or Your spouse's) Legal Guardianship as ordered by a court; ➢ A Child who is considered an alternate recipient under a Qualified Medical Child Support Order (QMCSO). • A Dependent does not include the following: ➢ A foster Child; ➢ A Child of a Domestic Partner or a Child under Your Domestic Partner’s Legal Guardianship; ➢ A grandchild; ➢ A Domestic Partner; ➢ A Dependent Child if the Child is covered as a Dependent of another Employee at this company; ➢ Any other relative or individual unless explicitly covered by this Plan. Note: An Employee must be covered under this Plan in order for Dependents to qualify for and obtain coverage. Eligibility Criteria: To be an eligible Totally Disabled Dependent Child, the following conditions must all be met: • A Totally Disabled Dependent Child age 26 or over must be dependent upon the Employee for more than 50 percent of his or her support and maintenance. This financial requirement does not apply to Children who are enrolled in accordance with a Qualified Medical Child Support Order because of the Employee's divorce or separation decree. • A Totally Disabled Dependent Child age 26 or over must be unmarried. NON-DUPLICATION OF COVERAGE: Any person who is covered as an eligible Employee will not also be considered an eligible Dependent under this Plan. RIGHT TO CHECK A DEPENDENT’S ELIGIBILITY STATUS: The Plan reserves the right to check the eligibility status of a Dependent at any time throughout the year. You and Your Dependent have an obligation to notify the Plan should the Dependent’s eligibility status change during the Plan Year. Please notify Your Human Resources Department regarding status changes. EXTENDED COVERAGE FOR DEPENDENT CHILDREN A Dependent Child may be eligible for extended Dependent coverage under this Plan under the following circumstances: • The Dependent Child was covered by this Plan on the day before the Child’s 26th birthday; or • The Dependent Child is a Dependent of an Employee newly eligible for the Plan; or • The Dependent Child is eligible due to a special enrollment event or a Qualifying Status Change event, as outlined in the Section 125 Plan. The Dependent Child must also fit the following category: -36- 7670-00-413597