ANSWERS to YOUR QUESTIONS Q: How can I find out if my drugs are covered on Q: How do I pay for my coverage? the new plan? A: Your premium is deducted from your retiree A: You will receive a copy of the formulary (List of benefit check. Covered Drugs) in your fulfillment packet once you enroll. Some covered drugs may have additional Q: Can I enroll in a separate Medicare Part D plan requirements or limits on coverage. You can find and the Amwins medical and prescription plan? out if your drug has any additional requirements or A: No. You cannot enroll in two Medicare Part D limits by reviewing the formulary. If your drug is plans. If you enroll in a separate Medicare Part D not included on the formulary, you should first plan, you are not eligible to enroll in the Amwins contact us and ask if your drug is covered. Please medical plan and prescription drug plan. contact Amwins Group Benefits Customer Care toll- free at 1-888-883-3757 or visit www.Express- Q: How do I obtain a replacement ID card for my Scripts.com for more information about your plans? prescriptions. A: Call Amwins Group Benefits at 1-888-883-3757, Monday through Friday, from 8 a.m. to 8 p.m. EST. Q: How can I lower my drug expenses? A: Generic medications often cost less than brand- Q: What happens to coverage for a spouse if the name counterparts. Talk to your doctor to retiree dies? determine if a generic is available. You may also A: The spouse or family member of the retiree have the option of mail order, where you can should notify Amwins as soon as possible. The receive up to a 90-day supply for one mail order co- Surviving Spouse will have the option to remain on payment. the plans. Amwins will direct bill the surviving spouse for the monthly premium due. Q: What services are not covered? A: Services not covered by Medicare are not covered by this plan. Please contact us for the Medicare exclusion list. You may also call 1-800- MEDICARE or visit www.medicare.gov. Q: If I choose not to enroll this year, can I enroll next year? A: Yes, you will have the opportunity to enroll in the group plan at the next open enrollment, or if you have a qualified family status change. Q: Do I have the option to enroll in just medical or prescription drug coverage or do I have to enroll in both plans? A: The Amwins health benefit plan combines two separate plans into one package which includes both medical and prescription drug coverage. You may not elect the prescription drug coverage without participating in the medical plan, or vice versa. The premium for medical insurance includes the prescription drug benefit.