UMR Shop for Care The health cost estimator allows you to research treatment options and learn about the recommended care and estimated costs associated with your selected treatment option. You can even access quality and efficiency measurements for participating providers. Compare Quality & Cost Before You Go The next time you’re in the market for a new doctor or are wondering how much you’ll pay for a possible medical procedure, visit umr.com first. Your online services make it easy to look up UnitedHealthcare network providers and health care facilities and find cost estimates for different services – all in one place. Stay in-network With umr.com, you have anytime access to a searchable directory of UnitedHealthcare network providers in your area. Choosing a doctor or facility in the network ensures your benefits are paid at the highest level, so you can expect to pay less out of your own pocket. And when you go to a network provider for preventive services, there’s typically no cost to you. Check for quality The two blue hearts next to a doctor’s name tells you they are a Premium Care Provider who has been reviewed by UnitedHealthcare and meets quality standards for delivering cost-effective care. You may also see star ratings for customer satisfaction based on reviews from previous patients. Understand the costs Different providers may charge different amounts for the services they offer. Your search results will give you a range of Login to umr.com the average costs for preventive care or medical procedures in your area. And the individual provider listings show whose and select Find a costs are below, above, or meet the local average. If a provider or log in procedure typically includes multiple steps of treatment, you and look for the can review the total cost and your estimated out-of-pocket health cost cost for each step. Your estimated out-of-pocket costs are estimator shopping personalized to you, based on your own benefit plan’s deductible, annual out-of-pocket max, copay, coinsurance and cart icon to get how much you’ve paid toward your deductible. started. This benefit guide only highlights the benefits available. For a more complete description, see the Plan Certificate. 8 If any conflict should arise between this summary and the Plan, the Plan's Certificate will govern in all cases.