Retirement Planning

Even a small yearly increase could make a big di昀昀erence at retirement You could more easily overcome in昀氀ation, out-of-pocket This illustration is a hypothetical compounding health and long-term care costs, and outliving your money example that assumes biweekly deferrals by increasing your contributions $25 per paycheck each year for 35 years at a 7% annual e昀昀ective rate of return. It illustrates the principle of time and throughout your career. compounding. It is not intended to predict or project the investment results of any Year 1 Year 5 Year 10 Year 25 Year 35 speci昀椀c investment. Investment returns are $1,600,000 not guaranteed and will vary, depending $1,365,431 on investments and market experience. If $1,400,000 Increases contributions fees, taxes and expenses were re昀氀ected, the hypothetical returns would be less. $1,200,000 $25 per paycheck each year This material is not a recommendation to $1,000,000 buy or sell a 昀椀nancial product or to adopt an investment strategy. Investors should $800,000 discuss their speci昀椀c situation with their $600,000 昀椀nancial professional. $372,338 Investing involves market risk, including $400,000 Maintains $100 possible loss of principal and possible $200,000 per paycheck contributions 昀氀uctuations in value. No investment strategy can assure to make a pro昀椀t or guarantee against loss in a declining market. Consider increasing your contribution To schedule an individual Scan this code to enroll online. appointment, scan this code. Patrick Burkhart 260-385-6336 burkhp3@nationwide.com NRM-19249M1.2 (01/23) Information provided by Retirement Specialists is for educational purposes only and not intended as investment advice. Nationwide Retirement Specialists and plan representatives are Registered Representatives of Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2024 Nationwide