SB 330~1

Huntington County Community School Corporation Huntington County Community School Corporation Online Account Support New Career, New Choices Your Benefits, Your Account Starting a new job can be overwhelming, and your insurance options can be confusing. Within your online account, you’ll find all your benefits and reimbursement What you select may be one of the most important things you do this year. information in one place. Get help with your options. Stop by and see an American Fidelity account manager. Accident Only Insurance AF™ Limited Benefit Accident Only Insurance may help manage out-of-pocket costs to treat injuries resulting from a • File a Claim Track Claims covered accident provides benefit payments directly to you Submit claims for your View the status of your benefits • insurance benefits or and reimbursements claims americanfidelity.com/info/accident reimbursement accounts Cancer Insurance AF™ Limited Benefit Individual Cancer Insurance may help ease the financial burden of cancer treatment, so you can focus • on recovery provides benefit payments directly to you Upload Documentation Manage Preferences • Attach receipts and Edit your profile, enroll in americanfidelity.com/info/cancer documentation for claims direct deposit, and elect communication preferences Short-Term Disability Income Insurance AF™ Short-Term Disability Income Insurance provides part of your monthly income during your qualifying disability • coverage period allows you to use -benefit dollars to pay for living expenses Schedule Your Appointment • AHEEEHAPMPNGEBCJCBFFCOKGKPAHEEEHA https://enroll.americanfidelity.com/959B56B9 americanfidelity.com/info/disability BNFFFNBPACMLBPJCJPBPJKJPEPBNFFFNB DOEAACFPKNFMHHCEKHJLJIOCHOBDECAMK EMODALFIFNDBFNJLKJGEKGJCIEMLHAOJL KCHFCNFDHJFNHEBMIAKCLPFKEHKAEKINC HMEGIMFLLBILEAGAFNKPFAGOFILKGBMFD Point your smart phone camera at the QR code MFNNFFEPKBLLAHCEKHJLAIGIAHFHAOIGD Critical Illness Insurance APBBBPAPBONBHFBDKLFMKEIMHCFFCBOPD and open the link that appears. HHHHHHHPHHPHHPHPPHPHPPHPHHPHPHPHP AF™ Limited Benefit Critical Illness Insurance pays a benefit upon diagnosis of certain covered life-altering illnesses • helps with costs not covered by medical insurance • americanfidelity.com/info/critical-illness Cancer Austin Weaver In the U.S., men and women Senior Account Manager have a 1 in 3 lifetime risk of Indiana Branch Office 8770GuionRoad,SuiteR American Fidelity Assurance Company Indianapolis, IN 46268 americanfidelity.com E M P L O Y E R B E N E F I T developing cancer. 800-638-4268·317-871-2480 S O L U T I O N S American Cancer Society: Cancer Facts and Figures 2019, pg. 14. F O R E D U C AT I O N austin.weaver@americanfidelity.com Limitations, exclusions and waiting periods may apply. SB-33041-0120

Hospital Indemnity Insurance AF™ Limited Benefit Hospital Indemnity Insurance An Easy Way to Pay for Expenses helps pay for out-of-pocket costs, like a hospital stay • Would you like to gain tax savings when paying for medical or dependent care costs? With a Section 125 Plan, your money can be when used with a Health Savings Account allows for a tax benefit and • taken from your paycheck pre-tax and used for eligible costs. And since your money is taken out pre-tax, it reduces your taxable potential savings americanfidelity.com/info/hospital-indemnity income, and allows you to take home more money in each paycheck. How Does it Work? Term Life Insurance Look at the example below. Jane makes $4,000 per paycheck and is paid monthly. Under a Section 125 Plan, she would save $82.96 a month. That’s a savings of $995.52 a year. To calculate your possible savings, visit americanfidelity.com/s125-calculator AF™ Term Life Insurance 24/7 Access to is a renewable and convertible term life insurance policy for which rates • Earnings & Hours Without 125 With 125 are guaranteed not to increase during the initial term Your Benefits Gross Pay $4,000 $4,000 allows you to choose from 10, 20, or 30-year term periods • Health Insurance -$300 -$300 is owned by you, so you can take it with you to a different job or With AFmobile®, you can manage Health FSA Contribution N/A -$300 A savings • into retirement your reimbursement accounts $ .52 americanfidelity.com/info/life and insurance benefits from Taxable Income $3,700 $3,400 of 995 the palm of your hand. Taxes (Federal & State @ 20%) -$740 -$680 a year Whole Life Insurance Download AFmobile today. Less Estimated FICA (7.65%) -$283.05 -$260.10 Out-of Pocket Medical Expenses -$300 N/A AF™ Whole Life Insurance Take Home Pay $2,376.95 $2,459.90 provides a guaranteed death benefit, cash value, and premiums up to age 121 • allows for full cash value flexibility to stop paying premiums and still have • some life insurance coverage in force americanfidelity.com/afmobile is owned by you, so you can take it with you to a different job or • Where allowable by law. If you are subject to FICA taxes, there might be a reduction in your social security benefit due to the reduction of FICA contributions. into retirement Example is hypothetical for illustrative purposes only. Please consult your tax advisor for actual tax savings. americanfidelity.com/info/life Flexible Spending Accounts File Your Claims Faster Everyone likes saving money. Flexible spending accounts (FSA) allow you to save part of your ® AFmobile paycheck, before taxes, to pay for eligible costs throughout the year. Our mobile app is the easiest way to Types of Accounts submit your claims and documentation. Upload documentation* directly from • Healthcare FSAs your device’s picture gallery. • Limited Purpose FSAs • Dependent Care Accounts To calculate medical costs that may not be covered by insurance, visit ® Explore your savings options at americanfidelity.com/info/fsa americanfidelity.com/fsa-worksheet americanfidelity.com Filing online is convenient, secure, and provides faster claim processing Examples of Eligible Expenses than filing by paper. From your laptop or desktop, log in to file a • Asthma treatments • Eye exam/eyeglasses • Physical therapy claim and upload documentation*. • Chiropractic care • Fertility treatments • Prescriptions • Contact lenses • Laser eye surgery • Prenatal care • Copays • Over-the-counter bandages • Sunscreen with 15 SPF or higher Need assistance? • Dental services • Physical exams • Walkers/wheelchairs Visit americanfidelity.com/fileaclaim americanfidelity.com/eligible-expenses *The Internal Revenue Code regulations require proof of eligible expenses using itemized receipts or other documentation showing the date of service, person for whom service was provided and description of the expense. Depending on the type of expense, documentation may come in the form of third party itemized statements or Explanation of Benefits.

Hospital Indemnity Insurance AF™ Limited Benefit Hospital Indemnity Insurance An Easy Way to Pay for Expenses helps pay for out-of-pocket costs, like a hospital stay • Would you like to gain tax savings when paying for medical or dependent care costs? With a Section 125 Plan, your money can be when used with a Health Savings Account allows for a tax benefit and • taken from your paycheck pre-tax and used for eligible costs. And since your money is taken out pre-tax, it reduces your taxable potential savings americanfidelity.com/info/hospital-indemnity income, and allows you to take home more money in each paycheck. How Does it Work? Term Life Insurance Look at the example below. Jane makes $4,000 per paycheck and is paid monthly. Under a Section 125 Plan, she would save $82.96 a month. That’s a savings of $995.52 a year. To calculate your possible savings, visit americanfidelity.com/s125-calculator AF™ Term Life Insurance 24/7 Access to is a renewable and convertible term life insurance policy for which rates • Earnings & Hours Without 125 With 125 are guaranteed not to increase during the initial term Your Benefits Gross Pay $4,000 $4,000 allows you to choose from 10, 20, or 30-year term periods • Health Insurance -$300 -$300 is owned by you, so you can take it with you to a different job or With AFmobile®, you can manage Health FSA Contribution N/A -$300 A savings • into retirement your reimbursement accounts $ .52 americanfidelity.com/info/life and insurance benefits from Taxable Income $3,700 $3,400 of 995 the palm of your hand. Taxes (Federal & State @ 20%) -$740 -$680 a year Whole Life Insurance Download AFmobile today. Less Estimated FICA (7.65%) -$283.05 -$260.10 Out-of Pocket Medical Expenses -$300 N/A AF™ Whole Life Insurance Take Home Pay $2,376.95 $2,459.90 provides a guaranteed death benefit, cash value, and premiums up to age 121 • allows for full cash value flexibility to stop paying premiums and still have • some life insurance coverage in force americanfidelity.com/afmobile is owned by you, so you can take it with you to a different job or • Where allowable by law. If you are subject to FICA taxes, there might be a reduction in your social security benefit due to the reduction of FICA contributions. into retirement Example is hypothetical for illustrative purposes only. Please consult your tax advisor for actual tax savings. americanfidelity.com/info/life Flexible Spending Accounts File Your Claims Faster Everyone likes saving money. Flexible spending accounts (FSA) allow you to save part of your ® AFmobile paycheck, before taxes, to pay for eligible costs throughout the year. Our mobile app is the easiest way to Types of Accounts submit your claims and documentation. Upload documentation* directly from • Healthcare FSAs your device’s picture gallery. • Limited Purpose FSAs • Dependent Care Accounts To calculate medical costs that may not be covered by insurance, visit ® Explore your savings options at americanfidelity.com/info/fsa americanfidelity.com/fsa-worksheet americanfidelity.com Filing online is convenient, secure, and provides faster claim processing Examples of Eligible Expenses than filing by paper. From your laptop or desktop, log in to file a • Asthma treatments • Eye exam/eyeglasses • Physical therapy claim and upload documentation*. • Chiropractic care • Fertility treatments • Prescriptions • Contact lenses • Laser eye surgery • Prenatal care • Copays • Over-the-counter bandages • Sunscreen with 15 SPF or higher Need assistance? • Dental services • Physical exams • Walkers/wheelchairs Visit americanfidelity.com/fileaclaim americanfidelity.com/eligible-expenses *The Internal Revenue Code regulations require proof of eligible expenses using itemized receipts or other documentation showing the date of service, person for whom service was provided and description of the expense. Depending on the type of expense, documentation may come in the form of third party itemized statements or Explanation of Benefits.

Huntington County Community School Corporation Huntington County Community School Corporation Online Account Support New Career, New Choices Your Benefits, Your Account Starting a new job can be overwhelming, and your insurance options can be confusing. Within your online account, you’ll find all your benefits and reimbursement What you select may be one of the most important things you do this year. information in one place. Get help with your options. Stop by and see an American Fidelity account manager. Accident Only Insurance AF™ Limited Benefit Accident Only Insurance may help manage out-of-pocket costs to treat injuries resulting from a • File a Claim Track Claims covered accident provides benefit payments directly to you Submit claims for your View the status of your benefits • insurance benefits or and reimbursements claims americanfidelity.com/info/accident reimbursement accounts Cancer Insurance AF™ Limited Benefit Individual Cancer Insurance may help ease the financial burden of cancer treatment, so you can focus • on recovery provides benefit payments directly to you Upload Documentation Manage Preferences • Attach receipts and Edit your profile, enroll in americanfidelity.com/info/cancer documentation for claims direct deposit, and elect communication preferences Short-Term Disability Income Insurance AF™ Short-Term Disability Income Insurance provides part of your monthly income during your qualifying disability • coverage period allows you to use -benefit dollars to pay for living expenses Schedule Your Appointment • AHEEEHAPMPNGEBCJCBFFCOKGKPAHEEEHA https://enroll.americanfidelity.com/959B56B9 americanfidelity.com/info/disability BNFFFNBPACMLBPJCJPBPJKJPEPBNFFFNB DOEAACFPKNFMHHCEKHJLJIOCHOBDECAMK EMODALFIFNDBFNJLKJGEKGJCIEMLHAOJL KCHFCNFDHJFNHEBMIAKCLPFKEHKAEKINC HMEGIMFLLBILEAGAFNKPFAGOFILKGBMFD Point your smart phone camera at the QR code MFNNFFEPKBLLAHCEKHJLAIGIAHFHAOIGD Critical Illness Insurance APBBBPAPBONBHFBDKLFMKEIMHCFFCBOPD and open the link that appears. HHHHHHHPHHPHHPHPPHPHPPHPHHPHPHPHP AF™ Limited Benefit Critical Illness Insurance pays a benefit upon diagnosis of certain covered life-altering illnesses • helps with costs not covered by medical insurance • americanfidelity.com/info/critical-illness Cancer Austin Weaver In the U.S., men and women Senior Account Manager have a 1 in 3 lifetime risk of Indiana Branch Office 8770GuionRoad,SuiteR American Fidelity Assurance Company Indianapolis, IN 46268 americanfidelity.com E M P L O Y E R B E N E F I T developing cancer. 800-638-4268·317-871-2480 S O L U T I O N S American Cancer Society: Cancer Facts and Figures 2019, pg. 14. F O R E D U C AT I O N austin.weaver@americanfidelity.com Limitations, exclusions and waiting periods may apply. SB-33041-0120