Here’s why the For more than 60 years, A昀氀ac has been dedicated to helping provide A昀氀ac group individuals and families peace of mind and 昀椀nancial security when they’ve disability plan needed it most. Our group disability plan is just another innovative way to is right for you. help make sure you’re well protected under our wing. But it doesn’t stop there, having group short-term disability insurance from A昀氀ac means that you will have added 昀椀nancial resources to help with medical costs or ongoing living expenses such as rent, mortgage or car payments. The A昀氀ac group disability plan bene昀椀ts: • Bene昀椀ts are paid when you are sick or hurt and unable to work, up to 60 percent of your salary (up to 40% in states with state disability). • Minimum and Maximum Total Monthly Bene昀椀t – $300 to $6,000. • Premium payments are waived after 90 days of total disability (not available on 3 month bene昀椀t period). • Partial Disability Bene昀椀t. Features: • Bene昀椀ts are paid directly to you unless you choose otherwise. • Coverage is portable. That means you can take it with you if you change jobs (with certain stipulations). • Payroll Deduction – Premiums are paid through convenient payroll deduction. • Fast claims payment. Most claims are processed in about four days. How it works A昀氀ac Group Disability Plan pays the certi昀椀cate holder A昀氀ac Group The certi昀椀cate A physician Disability Advantage holder hurts his The determines the Nonoccupational back helping his certi昀椀cateholder certi昀椀cateholder coverage is selected friend move over visits the doctor. will be out of work 60% for 1 month while with a 60% the weekend. of his salary for the length of disability after of salary bene昀椀t recovering. the elimination period. The plan has limitations and exclusions that may affect bene昀椀ts payable. This brochure is for illustrative purposes only. Refer to your certi昀椀cate for complete details, de昀椀nitions, limitations, and exclusions. For more information, ask your insurance agent/producer, call 1.800.433.3036, or visit a昀氀acgroupinsurance.com.