Short Term Disability Indiana

S P E C I A L I Z I N G I N S U P P L E M E N TA L B E N E F I T S F O R E D U C AT I O N This brochure highlights important features of the policy. Please refer to your certificate for complete details. Short-Term Disability Income Insurance Indiana Schools Disability / Short-Term Disability Income Insurance E M P L O Y E R B E N E F I T S O L U T I O N S F O R E D U C AT I O N

Long-Term Disability Income Insurance Short-Term Disability Income Insurance Benefits Are Payable Plan I - Up to 90 days for a covered Injury or Sickness. Plan II - Up to 150 days for a covered Injury or Sickness. • Salary Protection for You and Your Loved Ones Provides a steady benefit to cover expenses while you are unable to work. The plan makes it easy to help protect your future income in case of a sudden injury or sickness. The plan pays a percentage of your gross monthly income once you have satisfied the elimination period. • Benefit Payments Made Directly to You Your monthly benefit payments may be deposited directly into your bank account. This gives you the freedom to pay your living expenses and make other purchases as you see fit. Choose the Right Plan for You Benefits Begin Plan I - On the 31st day of Disability due to a covered Injury or Sickness. Injury means physical harm or damage to the body you sustained which results directly from an accidental bodily injury, is independent of disease or bodily infirmity; and takes place while your coverage is in force. Sickness means a disease or illness (including pregnancy). Disability must begin while your coverage is in force. Hospital- the term “Hospital” shall not include an institution used by you as a place for rehabilitation; a place for rest or for the aged; a nursing or convalescent home; a long-term nursing unit or geriatrics ward; or an extended care facility for the care of convalescent, rehabilitative, or ambulatory patients. Disability income insurance is here for you. If you reside in a state other than your employer’s state of domicile, where required by law, policy provisions and benefits may vary. 77% In 2015, 77% of injuries requiring medical attention suffered by workers occured off the job. National Safety Council, Injury Facts, 2017 Edition, p. 63.

Eligibility All permanent employees in subscribing group working 20 hours or more per week Regarding your eligibility, we may require proof of good health and will rely on answers given on your application to determine if coverage can be issued. Regardless of your health at the time of application, if coverage is approved and issued, claims incurred while coverage is in force will be subject to all terms of the Policy including any Pre-Existing Condition limitation. When Coverage Begins Certificates will become effective on the requested effective date following the date we approve the application, provided you are on active employment and premium has been paid. Physician Expense Benefit Injury - $150.00 per Injury If you need personal treatment by a Physician due to an Injury, we will pay the amount shown above provided no other claim has been paid under the Policy. You are not required to miss one full day of work in order to receive the Injury benefit. This benefit will be limited to 8 payments per calendar year. Accidental Death Benefit A lump sum of $50,000 will be paid to your designated beneficiary if you die as the direct result of an injury within 90 days after the injury. Survivor Benefit An eligible survivor will be paid a lump sum benefit equal to 3 times the Disability Payment if, on the date of your death: the Disability had continued for 90 or more consecutive days and you were receiving or were entitled to receive payments under the Policy. If there are no eligible survivors, no payment will be made. Donor Benefit If you are disabled as a result of being an organ or tissue donor, we will pay your benefit as any other sickness under the terms of the plan. If You Are Disabled Due to a Covered Disability and Not Working We will pay the Disability Benefit described in the Schedule. No disability payment will be provided for any period in which you are not under the regular and appropriate care of a physician. Disability means that you are unable to perform the material and substantial duties of your regular occupation. Return To Work Incentives: Disabled and Working If you are disabled and working, you may be eligible to continue to receive a percentage of your disability payment in addition to your disability earnings. If your disability earnings exceed 80% of your monthly compensation, payments will stop and your claim will end. • Worksite Accommodation As a part of our claims evaluation process, if worksite modifications may assist your return to work, we will evaluate your claim for appropriate action. Pre-Existing Condition Limitation No Disability Benefit will be payable if Disability is caused by or resulting from a Pre-Existing Condition and begins before you have been continuously covered under the Policy for 12 months. This provision will not apply if you have: received no treatment and received no diagnosis or advice from a Physician, for 12 consecutive months for such condition(s). This limitation will not apply to a Disability resulting from a Pre-Existing Condition that begins after you have been continuously covered under the Policy for 12 months. Any increase in benefits will be subject to this pre-existing condition limitation. A new pre-existing condition period must be satisfied with respect to any increase applied for and approved by us. Pre-existing condition means a disease, Injury, Sickness, physical condition or mental illness for which you: received treatment or received a diagnosis or advice from a physician, during the 12 month period immediately before your effective date of coverage. The term pre-existing condition will also include conditions which are related to such disease, injury, sickness, physical condition, or mental illness. Exclusions The Policy does not cover any loss, fatal or non-fatal, resulting from: • Intentionally self-inflicted injury while sane or insane. • An act of war, declared or undeclared. • Injury sustained or Sickness contracted while in the service of the armed forces of any country. • Committing a felony. • Penal incarceration. We will not pay benefits for Disability or any other loss during any period for which you are incarcerated in a penal or correctional institution for a period of 30 consecutive days or longer. • Injury or Sickness arising out of and in the course of any occupation for wage or profit or for which you are entitled to Workers’ Compensation. The term “entitled to Workers’ Compensation” shall also include Workers’ Compensation claim settlements that occur via compromise and release. Further, no benefits will be paid under this Policy for any period during which you are entitled to Workers’ Compensation benefits. Your coverage may be continued for up to 1 year during a leave of absence approved in writing by your employer. Coverage will continue as long as the group policy remains in force, the premiums are paid and you remain eligible for the coverage under the policy. Your coverage will end when you no longer qualify as an insured, you retire, you are not on active employment, or your employment terminates. Your coverage can be terminated or premiums may be increased on any premium due date with 31 days advance notice. Policy Provisions and Plan Features

Long-Term Disability Income Insurance Benefit Policy Schedule Plan 1 - Per Pay Period Monthly Salary Monthly Disability Benefit 26 Pay 24 Pay 22 Pay 21 Pay 20 Pay 19 Pay 18 Pay 17 Pay Monthly $300.00 - $449.99 $200.00 $1.29 $1.40 $1.53 $1.60 $1.68 $1.77 $1.87 $1.98 $2.80 $450.00 - $599.99 $300.00 $1.94 $2.10 $2.29 $2.40 $2.52 $2.66 $2.80 $2.96 $4.20 $600.00 - $749.99 $400.00 $2.58 $2.80 $3.06 $3.20 $3.36 $3.54 $3.74 $3.95 $5.60 $750.00 - $899.99 $500.00 $3.23 $3.50 $3.82 $4.00 $4.20 $4.42 $4.67 $4.94 $7.00 $900.00 - $1,049.99 $600.00 $3.88 $4.20 $4.58 $4.80 $5.04 $5.31 $5.60 $5.93 $8.40 $1,050.00 - $1,199.99 $700.00 $4.52 $4.90 $5.35 $5.60 $5.88 $6.19 $6.54 $6.92 $9.80 $1,200.00 - $1,349.99 $800.00 $5.17 $5.60 $6.11 $6.40 $6.72 $7.08 $7.47 $7.91 $11.20 $1,350.00 - $1,499.99 $900.00 $5.82 $6.30 $6.88 $7.20 $7.56 $7.96 $8.40 $8.89 $12.60 $1,500.00 - $1,649.99 $1,000.00 $6.46 $7.00 $7.64 $8.00 $8.40 $8.84 $9.34 $9.88 $14.00 $1,650.00 - $1,799.99 $1,100.00 $7.11 $7.70 $8.40 $8.80 $9.24 $9.73 $10.27 $10.87 $15.40 $1,800.00 - $1,949.99 $1,200.00 $7.75 $8.40 $9.17 $9.60 $10.08 $10.61 $11.20 $11.86 $16.80 $1,950.00 - $2,099.99 $1,300.00 $8.40 $9.10 $9.93 $10.40 $10.92 $11.50 $12.14 $12.85 $18.20 $2,100.00 - $2,249.99 $1,400.00 $9.05 $9.80 $10.69 $11.20 $11.76 $12.38 $13.07 $13.84 $19.60 $2,250.00 - $2,399.99 $1,500.00 $9.69 $10.50 $11.46 $12.00 $12.60 $13.27 $14.00 $14.82 $21.00 $2,400.00 - $2,549.99 $1,600.00 $10.34 $11.20 $12.22 $12.80 $13.44 $14.15 $14.94 $15.81 $22.40 $2,550.00 - $2,699.99 $1,700.00 $10.98 $11.90 $12.98 $13.60 $14.28 $15.03 $15.87 $16.80 $23.80 $2,700.00 - $2,849.99 $1,800.00 $11.63 $12.60 $13.75 $14.40 $15.12 $15.92 $16.80 $17.79 $25.20 $2,850.00 - $2,999.99 $1,900.00 $12.28 $13.30 $14.51 $15.20 $15.96 $16.80 $17.74 $18.78 $26.60 $3,000.00 - $3,149.99 $2,000.00 $12.92 $14.00 $15.28 $16.00 $16.80 $17.69 $18.67 $19.76 $28.00 $3,150.00 - $3,299.99 $2,100.00 $13.57 $14.70 $16.04 $16.80 $17.64 $18.57 $19.60 $20.75 $29.40 $3,300.00 - $3,449.99 $2,200.00 $14.22 $15.40 $16.80 $17.60 $18.48 $19.46 $20.54 $21.74 $30.80 $3,450.00 - $3,599.99 $2,300.00 $14.86 $16.10 $17.57 $18.40 $19.32 $20.34 $21.47 $22.73 $32.20 $3,600.00 - $3,749.99 $2,400.00 $15.51 $16.80 $18.33 $19.20 $20.16 $21.22 $22.40 $23.72 $33.60 $3,750.00 - $3,899.99 $2,500.00 $16.15 $17.50 $19.09 $20.00 $21.00 $22.11 $23.34 $24.71 $35.00 $3,900.00 - $4,049.99 $2,600.00 $16.80 $18.20 $19.86 $20.80 $21.84 $22.99 $24.27 $25.69 $36.40 $4,050.00 - $4,199.99 $2,700.00 $17.45 $18.90 $20.62 $21.60 $22.68 $23.88 $25.20 $26.68 $37.80 $4,200.00 - $4,349.99 $2,800.00 $18.09 $19.60 $21.38 $22.40 $23.52 $24.76 $26.14 $27.67 $39.20 $4,350.00 - $4,499.99 $2,900.00 $18.74 $20.30 $22.15 $23.20 $24.36 $25.64 $27.07 $28.66 $40.60 $4,500.00 - $4,649.99 $3,000.00 $19.38 $21.00 $22.91 $24.00 $25.20 $26.53 $28.00 $29.65 $42.00 $4,650.00 - $4,799.99 $3,100.00 $20.03 $21.70 $23.68 $24.80 $26.04 $27.41 $28.94 $30.64 $43.40 $4,800.00 - $4,949.99 $3,200.00 $20.68 $22.40 $24.44 $25.60 $26.88 $28.30 $29.87 $31.62 $44.80 $4,950.00 - $5,099.99 $3,300.00 $21.32 $23.10 $25.20 $26.40 $27.72 $29.18 $30.80 $32.61 $46.20 $5,100.00 - $5,249.99 $3,400.00 $21.97 $23.80 $25.97 $27.20 $28.56 $30.07 $31.74 $33.60 $47.60 $5,250.00 - $5,399.99 $3,500.00 $22.62 $24.50 $26.73 $28.00 $29.40 $30.95 $32.67 $34.59 $49.00 $5,400.00 - $5,549.99 $3,600.00 $23.26 $25.20 $27.49 $28.80 $30.24 $31.83 $33.60 $35.58 $50.40 $5,550.00 - $5,699.99 $3,700.00 $23.91 $25.90 $28.26 $29.60 $31.08 $32.72 $34.54 $36.56 $51.80 $5,700.00 - $5,849.99 $3,800.00 $24.55 $26.60 $29.02 $30.40 $31.92 $33.60 $35.47 $37.55 $53.20 $5,850.00 - $5,999.99 $3,900.00 $25.20 $27.30 $29.78 $31.20 $32.76 $34.49 $36.40 $38.54 $54.60 Several benefit options are available to you. You may participate in the Plan under any one of the benefit levels outlined below, provided the Monthly Disability Benefit level selected does not exceed 66 2/3% of your Monthly Compensation. *Higher benefit amounts available, up to $7,500, based on your Monthly Salary.

Benefit Policy Schedule (continued) Several benefit options are available to you. You may participate in the Plan under any one of the benefit levels outlined below, provided the Monthly Disability Benefit level selected does not exceed 66 2/3% of your Monthly Compensation. Plan II - Per Pay Period Monthly Salary Monthly Disability Benefit 26 Pay 24 Pay 22 Pay 21 Pay 20 Pay 19 Pay 18 Pay 17 Pay Monthly $300.00 - $449.99 $200.00 $1.78 $1.92 $2.10 $2.20 $2.31 $2.43 $2.56 $2.71 $3.84 $450.00 - $599.99 $300.00 $2.66 $2.88 $3.14 $3.29 $3.46 $3.64 $3.84 $4.07 $5.76 $600.00 - $749.99 $400.00 $3.54 $3.84 $4.19 $4.39 $4.61 $4.85 $5.12 $5.42 $7.68 $750.00 - $899.99 $500.00 $4.44 $4.80 $5.24 $5.49 $5.76 $6.07 $6.40 $6.78 $9.60 $900.00 - $1,049.99 $600.00 $5.32 $5.76 $6.29 $6.59 $6.91 $7.28 $7.68 $8.13 $11.52 $1,050.00 - $1,199.99 $700.00 $6.20 $6.72 $7.33 $7.68 $8.07 $8.49 $8.96 $9.49 $13.44 $1,200.00 - $1,349.99 $800.00 $7.10 $7.68 $8.38 $8.78 $9.22 $9.70 $10.24 $10.84 $15.36 $1,350.00 - $1,499.99 $900.00 $7.98 $8.64 $9.43 $9.88 $10.37 $10.92 $11.52 $12.20 $17.28 $1,500.00 - $1,649.99 $1,000.00 $8.86 $9.60 $10.48 $10.97 $11.52 $12.13 $12.80 $13.55 $19.20 $1,650.00 - $1,799.99 $1,100.00 $9.76 $10.56 $11.52 $12.07 $12.67 $13.34 $14.08 $14.91 $21.12 $1,800.00 - $1,949.99 $1,200.00 $10.64 $11.52 $12.57 $13.17 $13.83 $14.55 $15.36 $16.26 $23.04 $1,950.00 - $2,099.99 $1,300.00 $11.52 $12.48 $13.62 $14.27 $14.98 $15.77 $16.64 $17.62 $24.96 $2,100.00 - $2,249.99 $1,400.00 $12.42 $13.44 $14.66 $15.36 $16.13 $16.98 $17.92 $18.97 $26.88 $2,250.00 - $2,399.99 $1,500.00 $13.30 $14.40 $15.71 $16.46 $17.28 $18.19 $19.20 $20.33 $28.80 $2,400.00 - $2,549.99 $1,600.00 $14.18 $15.36 $16.76 $17.56 $18.43 $19.40 $20.48 $21.68 $30.72 $2,550.00 - $2,699.99 $1,700.00 $15.06 $16.32 $17.81 $18.65 $19.59 $20.62 $21.76 $23.04 $32.64 $2,700.00 - $2,849.99 $1,800.00 $15.96 $17.28 $18.85 $19.75 $20.74 $21.83 $23.04 $24.40 $34.56 $2,850.00 - $2,999.99 $1,900.00 $16.84 $18.24 $19.90 $20.85 $21.89 $23.04 $24.32 $25.75 $36.48 $3,000.00 - $3,149.99 $2,000.00 $17.72 $19.20 $20.95 $21.95 $23.04 $24.26 $25.60 $27.11 $38.40 $3,150.00 - $3,299.99 $2,100.00 $18.62 $20.16 $22.00 $23.04 $24.19 $25.47 $26.88 $28.46 $40.32 $3,300.00 - $3,449.99 $2,200.00 $19.50 $21.12 $23.04 $24.14 $25.35 $26.68 $28.16 $29.82 $42.24 $3,450.00 - $3,599.99 $2,300.00 $20.38 $22.08 $24.09 $25.24 $26.50 $27.89 $29.44 $31.17 $44.16 $3,600.00 - $3,749.99 $2,400.00 $21.28 $23.04 $25.14 $26.33 $27.65 $29.11 $30.72 $32.53 $46.08 $3,750.00 - $3,899.99 $2,500.00 $22.16 $24.00 $26.18 $27.43 $28.80 $30.32 $32.00 $33.88 $48.00 $3,900.00 - $4,049.99 $2,600.00 $23.04 $24.96 $27.23 $28.53 $29.95 $31.53 $33.28 $35.24 $49.92 $4,050.00 - $4,199.99 $2,700.00 $23.94 $25.92 $28.28 $29.63 $31.11 $32.74 $34.56 $36.59 $51.84 $4,200.00 - $4,349.99 $2,800.00 $24.82 $26.88 $29.33 $30.72 $32.26 $33.96 $35.84 $37.95 $53.76 $4,350.00 - $4,499.99 $2,900.00 $25.70 $27.84 $30.37 $31.82 $33.41 $35.17 $37.12 $39.30 $55.68 $4,500.00 - $4,649.99 $3,000.00 $26.58 $28.80 $31.42 $32.92 $34.56 $36.38 $38.40 $40.66 $57.60 $4,650.00 - $4,799.99 $3,100.00 $27.48 $29.76 $32.47 $34.01 $35.71 $37.59 $39.68 $42.01 $59.52 $4,800.00 - $4,949.99 $3,200.00 $28.36 $30.72 $33.51 $35.11 $36.87 $38.81 $40.96 $43.37 $61.44 $4,950.00 - $5,099.99 $3,300.00 $29.24 $31.68 $34.56 $36.21 $38.02 $40.02 $42.24 $44.72 $63.36 $5,100.00 - $5,249.99 $3,400.00 $30.14 $32.64 $35.61 $37.31 $39.17 $41.23 $43.52 $46.08 $65.28 $5,250.00 - $5,399.99 $3,500.00 $31.02 $33.60 $36.66 $38.40 $40.32 $42.44 $44.80 $47.44 $67.20 $5,400.00 - $5,549.99 $3,600.00 $31.90 $34.56 $37.70 $39.50 $41.47 $43.66 $46.08 $48.79 $69.12 $5,550.00 - $5,699.99 $3,700.00 $32.80 $35.52 $38.75 $40.60 $42.63 $44.87 $47.36 $50.15 $71.04 $5,700.00 - $5,849.99 $3,800.00 $33.68 $36.48 $39.80 $41.69 $43.78 $46.08 $48.64 $51.50 $72.96 $5,850.00 - $5,999.99 $3,900.00 $34.56 $37.44 $40.85 $42.79 $44.93 $47.30 $49.92 $52.86 $74.88 *Higher benefit amounts available, up to $7,500, based on your Monthly Salary.

Long-Term Disability Income Insurance Hospital Indemnity Limited Benefit Rider This rider is designed to pay a daily benefit amount for a Hospital Confinement, up to a maximum of 90 days, if you are confined to a Hospital. Summary of Hospital Indemnity Limited Benefit Rider Benefits: Benefits are not payable for Injury or Sickness incurred in the first 12 months of coverage due to a pre-existing condition as defined in the base policy. Patient must be confined to a Hospital for a minimum of 18 hours and charged room and board. Spousal Accident Only Disability Benefit Rider This rider is designed to provide a monthly benefit if your spouse suffers a Disability due to a non-occupational accident. Summary of Accident Only Spousal Benefit Rider Benefits: Pays a monthly benefit amount to you for your spouse who is disabled as a result of a non-occupational accident. Benefits begin on the 31st consecutive day after the Injury and will continue for up to two years. Critical Illness Benefit Rider This rider is designed to provide a lump sum benefit based on diagnosis of a certain critical illness. Summary of Critical Illness Benefit Rider Benefits: Benefits are payable at a one-time lump sum benefit amount based on diagnosis of the following conditions Heart Attack, Stroke, Kidney Failure, Paralysis, or Major Organ Failure. In the case of Heart Attack, a physician must make the diagnosis and treatment must occur within 72 hours of the onset of symptoms. Hospital Indemnity Limited Benefit Rider Daily Benefit Amount Monthly Premium $100.00 $6.00 $150.00 $9.00 Critical Illness Benefit Rider Benefit Amount Monthly Premium $10,000.00 $9.80 $15,000.00 $13.18 $20,000.00 $16.56 $25,000.00 $19.94 Spousal Accident Only Disability Benefit Rider Monthly Benefit Amount Annual Salary Monthly Premium $500.00 up to $10,000.00 $4.00 $1,000.00 $10,001.00 - $20,000.00 $8.00 $1,500.00 $20,001.00 - $30,000.00 $12.00 $2,000.00 $30,001.00 and over. $16.00 Benefit Riders and Limitations

Benefit Riders and Limitations Hospital Indemnity Limited Benefit Rider The Hospital Confinement Benefit will not be payable for an Injury or Sickness incurred in the first 12 months of coverage if the Injury or Sickness is caused by or resulting from a Pre-Existing Condition as defined in the Policy. In addition to the Exclusions listed in the Policy, no benefits will be payable under this Rider for any Hospital Confinement that is caused by or resulting from Mental Illness or Drug or Alcohol Abuse. Benefits are reduced by 50% at age 70. Successive Hospital stays will be considered as one confinement if they are separated by less than 90 days of confinement to a Hospital. The term “Hospital” shall not include an institution used by you as a place for rehabilitation; a place for rest or for the aged; a nursing or convalescent home; a long-term nursing unit or geriatrics ward; or as an extended care facility for the care of convalescent, rehabilitative , or ambulatory patients. Critical Illness Benefit Rider The Critical Illness Rider will not be payable paid for any loss caused by or resulting from: (a) a Critical Illness when the Date of Diagnosis occurs during the Waiting Period; (b) a Critical Illness diagnosed outside of the United States; or (c) a Sickness or Injury not specifically defined in this Rider. No Critical Illness Benefit will be payable for a Critical Illness which is caused by or resulting from a Pre-Existing Condition when the Critical Illness Date of Diagnosis occurs before you have been continuously covered under this Rider for 12 consecutive months. Following 12 consecutive months this exclusion does not apply. Pre-Existing Condition means a disease, Injury, Sickness, physical condition or mental illness for which you have experienced any of the following: received treatment or received a diagnosis or advise from a Physician, during the 12-month period immediately before the Effective Date of this Rider. The term Pre-Existing Condition will also include conditions which are related to such disease, Injury, Sickness, physical condition or mental illness. Benefits reduce by 50% at age 70. No benefits will be paid for a Critical Illness when the Date of Diagnosis occurs during the Critical Illness Waiting Period. The waiting period is 30 days from the Effective Date of this Rider. Spousal Accident Only Disability Benefit Rider This Rider does not provide benefits for your Spouse for any Disability, fatal or non-fatal, which results from any of the following: (a) Intentionally self-inflicted Injury while sane or insane; (b) An act of war, declared or undeclared; (c) Injury sustained or contracted while in the service of the armed forces of any country; (d) Committing a felony; (e) Penal incarceration. American Fidelity will not pay benefits during any period for which your Spouse is incarcerated in a penal or correctional institution or for any Injury that occurs while your Spouse is incarcerated in a penal or correctional institution; (f) Injury arising out of and in the course of any occupation for wage or profit or for which your Spouse is entitled to Workers’ Compensation. The term “entitled to Workers’ Compensation” shall also include Workers’ Compensation claim settlements which occur via compromise and release. Further, no benefits will be paid under this Policy for any period during which your Spouse is entitled to Workers’ Compensation benefits; (g) Participation in any sport for wage or profit; (h) Participation in any contest of speed in a power driven vehicle for wage or profit. Spouse means the person you are lawfully married to who is less than age 70. No benefits are payable for your Spouse under this Rider for a Disability from an Injury that occurred outside of the United States or its territories. No benefit will be provided for any period in which your Spouse is not under the regular and appropriate care of a Physician. No benefits will be paid for any Injury to your Spouse which is caused by or resulting from spousal abuse. Your coverage with respect to the riders listed above will end on the earliest of these dates: the end of the last period for which premium has been paid; the date you notify us in writing to terminate coverage; the date the rider is discontinued; the date the policy is discontinued; or the date your employment terminates. Your coverage can be terminated or premiums may be increased on any premium due date with 31 days advance notice. Availability of riders may vary by state, employer and short-term coverage with a benefit period of less than 12 months. Additional riders are subject to our general underwriting guidelines and coverage is not guaranteed. Riders have limitations, exclusions, and waiting periods. Refer to your policy for complete details. These Riders will terminate on the same date as the Policy or Certificate to which it is attached. Benefit Rider Limitations and Exclusions

G120-074 MCH# 3999 014268-6, 014286-7, 014709-R1, 014710-R1, 014708- R1 View and print your policies plus file a claim at americanfidelity.com SB-32431(IN)-0918 800-654-8489 • americanfidelity.com View and print your policies plus file a claim at americanfidelity.com American Fidelity’s Online Service Center provides you convenient, secure 24/7 access to manage your account or file a claim. Disability / Short-Term Disability Income Insurance INDIANA BRANCH OFFICE 8770 Guion Road, Suite R Indianapolis, IN 46268 (800) 638-4268