Plan Benefit Highlights Policy Exclusions The term “entitled to Workers’ Compensation” shall also include The policy does not cover any loss, fatal or non-fatal, resulting from: Workers’ Compensation claim settlements that occur via compromise and release. Further, no benefits will be paid under • Intentionally self-inflicted Injury while sane or insane. this policy for any period during which you are entitled to • An act of war, declared or undeclared. Workers’ Compensation benefits. • Injury sustained or Sickness contracted while in the service Your coverage may be extended for up to 1 year during a leave of the armed forces of any country. of absence approved in writing by your employer. Coverage • Committing a felony. will continue as long as the group policy remains in force, the premiums are paid and you remain eligible for the coverage • Penal incarceration. We will not pay benefits for Disability under the policy. Your coverage will end when you no or any other loss during any period for which you are longer qualify as an insured, you retire, you are not on active incarcerated in a penal or correctional institution for a employment, or your employment terminates. Your coverage period of 30 consecutive days or longer. can be terminated or premiums may be increased on any • Injury or Sickness arising out of and in the course of any premium due date with 31 days advance notice. occupation for wage or profit or for which you are entitled to Workers’ Compensation.