What Else Do I Need to Know? Property of Bind Benefits, Inc., d/b/a Surest. All rights reserved © 2026. 87 − Any first party insurance through medical payment coverage, personal injury protection, no-fault auto insurance coverage, uninsured or underinsured motorist coverage. − Any policy of insurance from any insurance company or guarantor of a Third Party. − Worker’s compensation or other liability insurance company. − Any other source, including crime victim restitution funds, any medical, disability or other benefit payments and school insurance coverage. Separation of Funds Benefits paid by the Plan/Surest Plan, funds Recovered by the Participant(s), and funds held in trust over which the Plan/Surest Plan has an equitable lien exist separately from the property and estate of the Participant(s), such that the death of the Participant(s) or filing of bankruptcy by the Participant(s), will not affect the Plan’s/Surest Plan’s equitable lien, the funds over which the Plan/Surest Plan has a lien, or the Plan’s/Surest Plan’s right to Subrogation and reimbursement. Severability In the event that any provision of this section is considered invalid or illegal for any reason, said invalidity or illegality shall not affect the remaining provisions of this section and the Plan/Surest Plan. The provision shall be fully severable. The Plan/Surest Plan shall be construed, and provisions enforced as if such invalid or illegal provision had never been inserted in the Plan/Surest Plan. 11.4 Plan Administrator’s Responsibilities Noblesville Schools is the Plan Sponsor and Plan Administrator of this Benefit Plan. The Plan Administrator has the authority and discretion to interpret the Plan’s terms and Benefits available under the Plan and to make factual and legal decisions about them. The Plan Administrator has powers and duties of the general administration of this Plan, including the following: • To administer the Plan in accordance with its terms. • Interpret this SPD. • Develop policies, practices, and procedures for this Plan. • Administer the Plan in accordance with those policies, practices, and procedures. The Plan Administrator will exercise its discretion and fulfill its responsibilities in accordance with its terms and applicable law. The Plan Administrator may delegate some of its responsibilities to Surest or to the individuals or entities as appropriate. Surest may make fiduciary decisions in its role as Claims Administrator. It may also make ministerial and non- fiduciary decisions to facilitate Plan administration, including but not limited to, developing, interpreting, and relying upon policies, practices, and procedures for the administration of the Surest Plan, but is not financially responsible for Claims.