Service Credit  You must already have 6 years of teaching credit in TRF Hybrid. This can include in-state, out-of- state, federal, or leave of absence service.  By law (IC 5-10.4-4-7), you can earn service credit for certain leaves of absence. You cannot earn more than one-seventh of the total years of service you claim for retirement. Purchase of Airtime Rule You can purchase one year of “airtime” service for every 5 years of Indiana service. You must have 10 years of creditable service before you are able to purchase this service. See the Purchase Airtime Service Credit section of this handbook for details. Additional legal requirements may apply. Minimum of One Year This rule applies to you if you taught out-of-state or at a private school, were a substitute teacher, or earned federal teaching credit. You can purchase TRF Hybrid service credit after 1 year of Indiana service in a covered position. The service credit will be added to your TRF Hybrid account. 10-Year Requirement You can purchase out-of-state, federal, and private school service. The service credit will be added to your TRF Hybrid account after you complete 10 years of TRF Hybrid service. The service credit may not be used toward vesting. 4.3 Other Types of Service Credit As a TRF Hybrid member, you may be entitled to one or more types of service credit. Out of State Service Credit If you are a teacher who became a member of TRF Hybrid prior to July 1, 1981, and has out-of-state service prior to July 1, 1981, you have specific rights of transfer. Up to 8 years of out-of-state service may be added to your creditable service at no cost to you, if you have at least 10 years of creditable Indiana teaching service (not including PERF Hybrid or military service). You may not use this service to receive any additional benefits from another state retirement system or the federal retirement system. If you have not earned 10 years of creditable service, the out-of-state credit is held in pending status until you attain the requisite 10 years. PERF Hybrid Service Credit Any member with creditable service in both the PERF Hybrid and TRF Hybrid will need to elect at retirement whether to receive a pension benefit from one fund - TRF or PERF. Once you elect to receive a pension benefit from one fund, your vested interest will be determined based on combined creditable service. (You will be credited one year for each year of covered service, no matter how many positions you held at the time of service.) Double service credit is not allowed. You will receive a single benefit from the combined creditable service from that specified fund. Example Tom serves as a schoolteacher during the day in a TRF Hybrid covered position. He drives a snowplow at night in a PERF Hybrid covered position. Tom has accounts with both TRF and PERF. Even though he is a member of both funds, at retirement his service is merged so that he only gets 1 day of service credit for the concurrent service in TRF and PERF. Teachers' Retirement Fund Hybrid Plan Member Page 15 of 47 Handbook Effective: 07/01/2024