Years of Employer Member Participation Share Share 1 20% 100% 2 40% 100% 3 60% 100% 4 80% 100% 5 100% 100% Example If you work for 4 years and 10 months you would receive 80% of the variable rate (employer share) portion. One-hundred percent vesting occurs at termination for normal retirement (age 62 + five years of participation credit) or death of a member in the line of duty. 3.7 Forfeiture When you separate from your My Choice position with less than 5 years of participation, the non-vested portion of your variable rate (employer share) account will be forfeited. Prior years of participation credit will be reinstated to your account if you return to My Choice Plan-covered employment. Forfeitures of non- vested monies are not reinstated to the account even if you return to My Choice Plan-covered employment. If you become re-employed with the same employer within 30 days, the forfeited share of employer contributions will be restored to your account. TRF My Choice: Retirement Savings Plan Member Page 12 of 30 Handbook Effective: 07/01/2024