Term Life

Term Life Insurance Strengthen Your Family’s Financial Plan Life insurance is an essential piece of a robust financial plan. While there is no replacement for losing a loved one, Term Life Insurance can help protect your family in your absence. It supplies short-term coverage at a competitive price. Term Life Insurance can help fill temporary needs for those on a limited budget. % % 61 of adults in the United States 61 1 have no individual life insurance. Life insurance provided by your employer is a significant benefit. However, it may not be enough protection to provide for your loved ones. Term Life A term life policy can help supplement your existing coverage. Plus, you own this policy, Insurance meaning you can take it to a different job or retirement. Why You Need Life Insurance 10, 20 & 30 Year Consider the following expenses when choosing the right life insurance plan for you. Final Expenses Funeral Costs • Unpaid Medical Bills Income Replacement Mortgage/Rent • Other Loans Nest Egg Estate Planning • Retirement Goals Financial Protection for You During your working and earning years, when expenses are typically at their highest, Term Life Insurance is a great option. 2 Premiums will remain the same for the initial term period selected. The death benefit will not change for the policy’s life, and death benefits are generally paid tax-free. More than individuals in the 100 million United States don’t have sufficient coverage to provide their families with financial security in case of a tragedy. 3 2 1LIMRA: Study Finds COVID-19 Spurs Greater Interest in Life Insurance; March 23, 2021; Rates will be adjusted on each renewed term period. 3According to the 2022 Insurance Barometer Study by LIMRA and Life Happens. LIMRA: 2022 Insurance Barometer Study, April 25, 2022; P10