"Medical Appliance" means an appliance that assists you or your Insured Dependent with mobility such as crutches, wheel chairs, or walkers. "Medical Professional" means a person, other than a Physician or Dentist, that provides medical care and services within the scope of his or her license such as chiropractors, physical therapists, occupational therapists, physician's assistants, nurse practitioners and registered nurses. The Medical Professional may not be you or a member of your Immediate Family. "Organized Youth Sports" means a sport activity that is governed by an organization and requires formal registration to participate. "Outpatient" means you or your Insured Dependent who receive medical care, treatment and services when not Hospital Confined. "Paralysis" means Paraplegia, Quadriplegia or Hemiplegia diagnosed by a Physician and as defined below: (1) "Paraplegia" means complete and permanent loss of motor function of both lower limbs. (2) "Quadriplegia" means complete and permanent loss of motor function of both the upper and lower limbs. (3) "Hemiplegia" means complete and permanent loss of motor function of the upper and lower limbs of the same side of the body. "Physician" means a duly licensed medical or osteopathic doctor who is recognized by the law of the jurisdiction in which treatment is provided as qualified to treat the type of Injury for which claim is made. , The Physician may not be you or a member of your Immediate Family . "Ranchos Los Amigos Scale" means a system used by the medical profession for measuring levels of awareness, cognition, behavior and interaction with the environment "Rehabilitation Facility" means any facility or Hospital that is licensed in the jurisdiction in which it is operating to provide rehabilitation services, therapy or retraining to you or your Insured Dependent to enable you or your Insured Dependent to walk, communicate, and/or function as a member of society. LRS-9548-0318-IN Page 2.2

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