DEPENDENT INSURANCE Nothing in this section will change or affect any of the terms of this Policy other than as specifically set out in this section. All the Policy provisions not in conflict with these provisions shall apply to this section. When an Insured Dependent sustains an Injury due to a Covered Accident we will pay the applicable benefit shown on the Schedule of Benefits. Only dependents that meet the definition of Dependent can be insured for this benefit. A person may not have coverage under this Policy both as an Insured Person and as an Insured Dependent. Only one eligible spouse may cover the eligible children as Insured Dependents. Dependents may be covered as Insured Dependents if not covered as an Insured. If insurance is in force for an Insured Dependent child, any newly eligible Dependent child(ren) will be automatically covered. ELIGIBILITY: An Eligible Person is eligible to enroll his/her eligible Dependents on the date he/she becomes an Insured Person. EFFECTIVE DATE OF DEPENDENT INSURANCE: If you pay the entire premium for Dependents, a Dependent's insurance will become effective on the later of: (1) the first day of the month following the date the Insured Person becomes eligible for Dependent Insurance; or (2) the first day of the month following the date the dependent meets the definition of Dependent. If you require an Insured Person to pay a portion of the Dependent premium for Dependent insurance, he/she may insure his/her Dependents by making written application. In this case, the insurance for Dependents will take effect on the later of: (1) the first day of the month following the date the Insured Person becomes eligible for Dependent insurance; or (2) the first day of the month following the date the dependent meets the definition of Dependent, if application is made on or before that date; or (3) the first day of the month following the date of application; or (4) the date the premium applicable to the coverage selected is remitted. Changes in the Insured Dependent's Benefit Amount are effective as shown on the Schedule of Benefits. TERMINATION OF DEPENDENT INSURANCE: The insurance for an Insured Dependent will terminate on the first of the following dates: (1) the date this Section terminates; (2) the end of the period for which premium for Dependent insurance has been paid; (3) the date the Insured Person's insurance terminates; or (4) the date the dependent is no longer a Dependent as defined. LRS-9547-0318-IN Page 6.0