"Dislocation" means complete displacement of a bone from its normal articulation with a joint, also called luxation. Partial Dislocation is an incomplete displacement of a bone from its normal articulation with a joint, also called subluxation. "Eligible Person" means a person who meets the Eligibility Requirements of this Policy. "Epidural Anesthesia Injection" means injection of drugs through a catheter placed into the epidural space. "Fracture" means a bone that is broken which is diagnosed by a Physician. A Chip Fracture means that a fragment of bone has been broken off. "Full-time" means working for you for a minimum of 15 hours during a person's regularly scheduled work week. "Glasgow Coma Scale" means a system for assessing the severity of brain impairment in an individual with a brain injury that uses the sum of scores given for eye-opening, verbal, and motor responses. "Hospital" means a legally operated, accredited facility licensed to provide full-time care and treatment for the condition for which benefits are payable under this Policy. It is operated with a full-time staff of Physicians and registered nurses. It does not include facilities that primarily provide custodial or rehabilitative care, education, or long-term institutional care on a residential basis. "Hospital Confinement/Confined" means that the Insured has been formally admitted or placed under observation in a Hospital and remains in the Hospital more than 23 hours. "Immediate Family" means the parents, siblings, spouse or children of the Insured. "Injury" means bodily injury to the Insured resulting directly from an accident independent of all other causes, which occurs while such Insured’s coverage under this Policy is in force. "Inpatient" means that the Insured has been Hospital confined. "Insured" means a person whose insurance under this Policy is in effect. "Insured Dependent" means a "Dependent", as defined, whose insurance under this Policy is in effect. "Insured Person" means a person who meets the eligibility requirements of this Policy and is enrolled for this insurance, and whose insurance under this Policy is in effect. LRS-9547-0318-IN Page 2.1

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