DEFINITIONS "We," "us" and "our" means Reliance Standard Life Insurance Company. "You," "your" and "yours" means a person who meets the eligibility requirements of the Policy as stated in Eligible Classes and is enrolled for this insurance, and whose insurance under the Policy is in effect. "Actively at Work" and "Active Work" means you are actually performing on a Full-time basis each and every duty pertaining to your job in the place where and the manner in which the job is normally performed. This includes approved time off for vacation, jury duty and funeral leave, but does not include time off as a result of Injury or Sickness. "Breslow method" means a method for determining the prognosis for you or your Insured Dependent with melanoma by measuring the thickness of such melanoma. "CIN Grading System" means a system used to determine the severity of cervical intraepithelial neoplasia (CIN) and refers to new abnormal cell growth. The CIN Grading System grades the degree of cell abnormality numerically, with CIN I being the lowest and CIN III the highest. "Critical Illness" means a serious medical condition listed on the Schedule of Benefits and defined in the Benefit Provisions section of the Policy. "Dependents" as used in the DEPENDENT INSURANCE section, means: (1) your legal spouse; and (2) your child(ren), from birth to 26 years, including natural children, legally adopted children, children who are dependent on you during the waiting period before adoption, stepchildren, foster children and children under your legal guardianship; and (3) your child(ren) beyond the limiting age who is incapable of self-sustaining employment by reason of intellectual disability or physical handicap and who is chiefly dependent on you for more than 50% or their total support and maintenance. "Diagnosis/Diagnosed" means the diagnosis of a Critical Illness by a Physician that must be: (1) made while your or your Insured Dependent's coverage is in force under the Policy; and (2) in writing; and (3) based on objective clinical findings or laboratory tests that are supported by medical records and any other diagnostic requirements defined in the Policy. "Eligible Person" means a person who meets the eligibility requirements of the Policy. "Full-time" means working for the Policyholder for a minimum of 15 hours during your regular scheduled work week. "Glasgow Coma Scale" means a system for assessing the severity of brain impairment in an individual with a brain injury that uses the sum of scores given for eye-opening, verbal, and motor responses. A high score of 15 indicates no impairment and a score of 7 or less indicates severe impairment. "Gleason Score" means a system of grading prostate cancer tissue based on how it looks under a microscope. Gleason scores range from 2 to 10 and indicate how likely it is that a tumor will spread. A low Gleason Score means the cancer tissue is similar to normal prostate tissue and the tumor is less likely to spread. A high Gleason Score means the cancer tissue is very different from normal and the tumor is more likely to spread. "Hospital or Medical Facility" means a legally operated, accredited facility licensed to provide full-time care and Treatment for the condition for which benefits are payable under the Policy. It is operated with a full-time staff of licensed Physicians and registered nurses. It does not include facilities that primarily provide custodial or rehabilitative care, education or long-term institutional care on a residential basis. "Immediate Family" means you or your Insured Dependent's parents, siblings, spouse or children. LRS-9538-2-0118-IN Page 2.0