TERMINATION OF DEPENDENT INSURANCE: The insurance for an Insured Dependent will terminate on the first of the following dates: (1) the date this Section terminates; or (2) the date the dependent is no longer a Dependent as defined; or (3) the end of the period for which premium has been paid by you or the Insured; or (4) the date all benefits available under this Policy have been paid on behalf of all Insured Dependents; or (5) the date the Insured Person’s insurance terminates; or (6) the date the Insured Person retires from employment with you. NEWBORN CHILDREN: If a child is born to an Insured Person who has not elected Dependent coverage, such child shall be an Insured Dependent from the moment of birth. The newborn child shall be an Insured Dependent for 31 days. He/she shall then cease to be an Insured Dependent unless: (1) the Insured Person requests, in writing and within such 31 day period, continuation of such Dependent coverage; and (2) the additional premium is paid for such coverage. The above coverage will also be extended to newly adoptive children from the earlier of 1) the date of placement for the purpose of adoption; or 2) the date of the entry of an order granting the adoptive parent custody of the child for the purposes of adoption. Such coverage shall continue unless the placement is disrupted prior to legal adoption and the child is removed from placement, provided notice and payment of any required premium is paid within 31 days from the date in (1) or (2) above. The above coverage will be extended to foster or step children, as of the date they become financially dependent on the Insured Person for support, provided they otherwise meet the definition of Dependent. LRS-9537-7-0118-IN Page 7.1