DEFINITIONS "We," "us" and "our" means Reliance Standard Life Insurance Company. "You," "your" and "yours" means the entity to which this Policy is issued and which is deemed the Policyholder. "Actively at Work" and "Active Work" means the Insured Person actually performing on a Full-time basis each and every duty pertaining to his/her job in the place where and the manner in which the job is normally performed. This includes approved time off for vacation, jury duty and funeral leave, but does not include time off as a result of Injury or Sickness. "Breslow method" means a method for determining the prognosis for the Insured with melanoma by measuring the thickness of such melanoma. "CIN Grading System" means a system used to determine the severity of cervical intraepithelial neoplasia (CIN) and refers to new abnormal cell growth. The CIN Grading System grades the degree of cell abnormality numerically, with CIN I being the lowest and CIN III the highest. “Critical Illness” means a serious medical condition listed on the Schedule of Benefits and defined in the Benefit Provisions section of this Policy. "Dependents" as used in the DEPENDENT INSURANCE section, means: (1) the Insured Person’s legal spouse; and (2) the Insured Person’s child(ren), from birth to 26 years, including natural children, legally adopted children, children who are dependent on the Insured during the waiting period before adoption, stepchildren, foster children and children under the Insured Person’s legal guardianship; and (3) the Insured Person’s child(ren) beyond the limiting age who is incapable of self-sustaining employment by reason of intellectual disability or physical handicap and who is chiefly dependent on the Insured Person for more than 50% of their total support and maintenance. "Diagnosis/Diagnosed" means the diagnosis of a Critical Illness by a Physician that must be: (1) made while the Insured’s coverage is in force under this Policy; and (2) in writing; and (3) based on objective clinical findings or laboratory tests that are supported by medical records and any other diagnostic requirements defined in this Policy. "Eligible Person" means a person who meets the eligibility requirements of this Policy. "Full-time" means working for you for a minimum of 15 hours during a person's regular scheduled work week. "Glasgow Coma Scale" means a system for assessing the severity of brain impairment in an individual with a brain injury that uses the sum of scores given for eye-opening, verbal, and motor responses. A high score of 15 indicates no impairment and a score of 7 or less indicates severe impairment. "Gleason Score" means a system of grading prostate cancer tissue based on how it looks under a microscope. Gleason scores range from 2 to 10 and indicate how likely it is that a tumor will spread. A low Gleason Score means the cancer tissue is similar to normal prostate tissue and the tumor is less likely to spread. A high Gleason Score means the cancer tissue is very different from normal and the tumor is more likely to spread. "Hospital or Medical Facility" means a legally operated, accredited facility licensed to provide full-time care and Treatment for the condition for which benefits are payable under this Policy. It is operated with a full-time staff of licensed Physicians and registered nurses. It does not include facilities that primarily provide custodial or rehabilitative care, education or long-term institutional care on a residential basis. "Immediate Family" means the parents, siblings, spouse or children of an Insured. "Injury" means bodily injury to the Insured resulting directly from an accident, independent of all other causes. "Insured" means a person whose insurance under this Policy is in effect. LRS-9537-2-0118-IN Page 2.0